Expresslink Limited

Reference number: 782235

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When myexpresslink.co.uk first appeared online, and whether it can receive email
  • What kind of line 07598 875083 is
  • Who else gives the postcode SE1 0HS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • expressPay Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
10738995
Company status
Active
Company type
Private limited company
Incorporated
25 April 2017 (9 years old)
Registered office
C/O Sloane & Co, Office 015, 30 Great Guildford Street, Borough, London, SE1 0HS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
William Nii Adjetey Tetteh Director Dec 1979 25 Apr 2017 None
Kodjo Nii Ayi Hesse Director Apr 1980 25 Apr 2017 None
Kwei Mensah Aboadwe Hesse Director May 1988 25 Apr 2017 None
Curtis Nii Amoo Vanderpuije Director Jul 1981 25 Apr 2017 None
Naa Merley Okine Director Oct 1979 11 Jan 2025 None
Kwei Mensah Aboadwe Hesse Secretary Not published 17 Jan 2024 –

In the full report: every company its directors have run

  • Confirmation that these 5 directors run no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

−£119k

Down £57.0k from −£62.2k

Employees (average)

5

Same as 5

Owed within a year

£120k

+91% from £62.7k

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £119k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10738995. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Expresslink’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2026

8 October 2026

  • Curtis Nii Amoo Vanderpuije stopped being a part-owner
  • Kodjo Nii Ayi Hesse stopped being a part-owner

Companies House

2018

20 September 2018

  • Registered as a small payment institution

FCA register

2017

26 October 2017

  • Regulated by the FCA from this date

FCA register

25 October 2017

  • Supervised by HMRC under the money laundering rules from this date

FCA register

25 April 2017

  • Incorporated at Companies House
  • Curtis Nii Amoo Vanderpuije became a part-owner (25–50% of shares)
  • Kodjo Nii Ayi Hesse became a part-owner (25–50% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Expresslink

Other FCA-listed firms that share a director, phone number or address with Expresslink. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Expresslink

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Expresslink

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Expresslink Limited FCA authorised?
Yes, Expresslink Limited (FRN 782235) is registered with the FCA and permitted to provide its regulated services.
What is Expresslink’s phone number and website?
The FCA register lists the phone number 07598 875083 and the website myexpresslink.co.uk for Expresslink. If you were given different contact details, use these to check with the firm before going any further.
Is Expresslink a scam or clone?
Expresslink is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Expresslink?
Protection depends on which product you hold and how Expresslink handles your money, so check the specific product before you commit. You can also refer complaints about Expresslink to the Financial Ombudsman Service, free of charge.
Who owns Expresslink?
Companies House lists no one with significant control of Expresslink now. Before that, it was controlled by Mr Curtis Nii Amoo Vanderpuije and Mr Kodjo Nii Ayi Hesse.
Who runs Expresslink?
Companies House lists 5 directors of Expresslink: William Nii Adjetey Tetteh, Kodjo Nii Ayi Hesse, Kwei Mensah Aboadwe Hesse, Curtis Nii Amoo Vanderpuije and Naa Merley Okine.
How long has Expresslink been in business?
The company was formed on 25 April 2017, and has held its current FCA authorisation since September 2018.
What do Expresslink’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£119k (down £57.0k from −£62.2k). Its accounts are overdue at Companies House.
Does Expresslink use any other names?
It trades as expressPay.

Sources and links

The full report on Expresslink Limited

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