Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 September 2024
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- EZ Finance Solutions Limited (FRN 995779) is an AR of AFS Compliance Ltd (FRN 625035). When you use EZ Finance Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from EZ Finance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
66 Leadale Road, London, Middlesex, N15 6BH, United Kingdom
In the full report: 2 background checks
- What kind of line 07966 166021 is
- Who else gives the postcode N15 6BH
Other names (3)
If you were contacted under any of these names, it is this firm.
- Synergy Commercial Finance Trading name: A name it trades under now.
- David Yitzchak Kopciel Former name: A name it was registered under before.
- David Yitzchak Kopsiel Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15151543 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 September 2023 (3 years old)
- Registered office
- 66 Leadale Road, London, N15 6BH, England
- Nature of business
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- Administration of financial markets (SIC 66110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Yitzchak Kopciel | Director | Apr 1979 | 20 Sep 2023 | 6 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 5
- still active
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£782
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£2,933
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15151543. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
EZ Finance Solutions’s history from the FCA register and Companies House, newest first.
2024
18 January 2024
- Changed its registered name from "David Yitzchak Kopciel"
FCA register
2023
20 September 2023
- Incorporated at Companies House
- David Yitzchak Kopciel took control (75–100% of shares)
- David Yitzchak Kopciel appointed as a director
Companies House
16 June 2023
- Began trading as "Synergy Commercial Finance"
FCA register
5 May 2023
- Changed its registered name from "David Yitzchak Kopsiel"
FCA register
3 May 2023
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like EZ Finance Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on EZ Finance Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
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Is EZ Finance Solutions a scam or clone?
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How long has EZ Finance Solutions been in business?
What do EZ Finance Solutions’ latest accounts show?
Does EZ Finance Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk