F1l Services Ltd

Reference number: 1050816

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Pure Asset Finance Limited Reference number: 978038 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • F1L SERVICES LTD (FRN 1050816) introduces customers to Pure Asset Finance Limited (FRN 978038). Any regulated advice or arranging is done by the principal, not F1L SERVICES.
  • Example: if F1L SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from F1L SERVICES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When f1lservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 01343 631063 is
  • Who else gives the postcode IV30 1JR
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pure Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
SC734219
Company status
Active
Company type
Private limited company
Incorporated
31 May 2022 (4 years old)
Registered office
4 North Guildry Street, Elgin, IV30 1JR, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Stewart Andrew Macdonald Director Nov 1971 31 May 2022 12 other companies
Lynne-Marie Stewart Director May 1976 31 May 2022 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
9
still active
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 May 2024Small company accountsNot audited

Total equity

£418

Up £645 from −£227

Cash at bank

£1,810

Up £1,467 from £343

Employees (average)

0

−100% from 2

Owed within a year

£1,714

Up £994 from £720

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC734219. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

F1l Services’s history from the FCA register and Companies House, newest first.

2026

3 March 2026

  • Became an introducer appointed representative

FCA register

2022

31 May 2022

  • Incorporated at Companies House
  • Stewart Andrew Macdonald became the majority owner (50–75% of shares)
  • Lynne-Marie Stewart appointed as a director
  • Stewart Andrew Macdonald appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like F1l Services

Other firms of the same type (credit broker), nearest first.

In Elgin

Thomas AdamsonElginAppointed representativeAlan ReidElginAuthorisedMuhammad Ammar SaeedElginAuthorisedMark Garrick Ltd.ElginAuthorisedPinefield Glass LimitedElginAuthorisedS & D Harper LimitedElginAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on F1l Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is F1l Services Ltd FCA authorised?
F1l Services Ltd (FRN 1050816) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for F1l Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. F1l Services Ltd (FRN 1050816) introduces customers to Pure Asset Finance Limited (FRN 978038). Any regulated advice or arranging is done by the principal, not F1l Services. Example: if F1l Services refers you to a financial adviser, the advice should come from the principal firm, not from F1l Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is F1l Services’ phone number and website?
The FCA register lists the phone number 01343 631063 and the website f1lservices.co.uk for F1l Services. If you were given different contact details, use these to check with the firm before going any further.
Is F1l Services a scam or clone?
F1l Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with F1l Services?
Protection works through Pure Asset Finance Limited, the principal firm responsible for F1l Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns F1l Services?
Companies House lists one person with significant control of F1l Services: Mr Stewart Andrew Macdonald (50–75% of shares).
Who runs F1l Services?
Companies House lists 2 directors of F1l Services: Stewart Andrew Macdonald and Lynne-Marie Stewart.
How long has F1l Services been in business?
The company was formed on 31 May 2022.
What do F1l Services’ latest accounts show?
Its latest accounts, to 31 May 2024, show total equity of £418 (up £645 from −£227) and cash at bank of £1,810 (up £1,467 from £343). Its accounts are overdue at Companies House.

Sources and links

The full report on F1l Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…