Fairmay Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Your funds are safeguarded
No FCA actions
Active company since 2021
Accounts filed up to 30 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fairmay.com (opens in a new tab)
Phone number

07927 298964
Address

83 Victoria Street, London, SW1H 0HV, United Kingdom

In the full report: 3 background checks

When fairmay.com first appeared online, and whether it can receive email
What kind of line 07927 298964 is
Who else gives the postcode SW1H 0HV

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

This company has insolvency history on record.

Company number: 13195810 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 February 2021 (5 years old)
Registered office: 86-90 Paul Street, London, EC2A 4NE, England
Nature of business: Business and domestic software development (SIC 62012)
Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ingus Linkevics	Director	Apr 1985	11 Feb 2021	None
Howard Spencer Gibbs	Director	Jun 1960	1 Sep 2026	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 4

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

6 months to 30 March 2026Small company accountsNot audited

Net assets

£928k

−3.1% from £958k

Cash at bank

£425k

Up £425k from £11

Employees (average)

1

Same as 1

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2022 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13195810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fairmay’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2026

31 March 2026

Regulated by the FCA from this date
Became an authorised e-money institution

FCA register

2025

16 September 2025

Sergejs Loks became the majority owner (50–75% of shares)

Companies House

2021

11 February 2021

Incorporated at Companies House
Ingus Linkevics became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (5 shown here)
Every director appointment and resignation: 8

Firms like Fairmay

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fairmay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 13 events in its history

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Frequently asked questions about this firm

Is Fairmay Ltd FCA authorised?

Yes, Fairmay Ltd (FRN 1015576) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2026 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Fairmay’s phone number and website?

The FCA register lists the phone number 07927 298964 and the website fairmay.com for Fairmay. If you were given different contact details, use these to check with the firm before going any further.

Is Fairmay a scam or clone?

Fairmay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Fairmay?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Fairmay to the Financial Ombudsman Service, free of charge.

Who owns Fairmay?

Companies House lists 2 people with significant control of Fairmay: Mr Sergejs Loks (50–75% of shares) and Mr. Ingus Linkevics (25–50% of shares).

Who runs Fairmay?

Companies House lists 2 directors of Fairmay: Ingus Linkevics and Howard Spencer Gibbs.

How long has Fairmay been in business?

The company was formed on 11 February 2021, and has held its current FCA authorisation since March 2026.

What do Fairmay’s latest accounts show?

Its latest accounts, to 30 March 2026, show net assets of £928k (−3.1% from £958k) and cash at bank of £425k (up £425k from £11).