Fairwater Financial Services Ltd

Reference number: 799082

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Vision Independent Financial Planning Ltd Reference number: 487395 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fairwater Financial Services Ltd (FRN 799082) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Fairwater Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fairwater Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07542 301826

  • Address

    Fairwater, Hemyock, Cullompton, Devon, EX15 3RU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07542 301826 is
  • Who else gives the postcode EX15 3RU
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11134750
Company status
Active
Company type
Private limited company
Incorporated
5 January 2018 (8 years old)
Registered office
Fairwater, Hemyock, Cullompton, Devon, EX15 3RU, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Kathryn Sloman Director Nov 1968 5 Jan 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£84.2k

+36% from £61.8k

Cash at bank

£503

−99% from £46.8k

Employees (average)

2

Same as 2

Owed within a year

£28.2k

+39% from £20.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11134750. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fairwater Financial Services’s history from the FCA register and Companies House, newest first.

2018

19 January 2018

  • Became an appointed representative

FCA register

5 January 2018

  • Incorporated at Companies House
  • Kathryn Sloman took control (75–100% of shares)
  • Kathryn Sloman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Fairwater Financial Services

Other firms of the same type (financial adviser), nearest first.

In Cullompton

Rumwell Financial Services LtdCullomptonAppointed representative

In the Exeter (EX) postcode area

Andrew KeechBarnstapleAppointed representativeAnna Gidman Wealth LtdExeterAppointed representativeAstria Payroll LimitedExeterAppointed representativeAvocet Wealth Partnership LtdExmouthAppointed representativeBlueprint Financial Planning LimitedBarnstapleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fairwater Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fairwater Financial Services Ltd FCA authorised?
Fairwater Financial Services Ltd (FRN 799082) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fairwater Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fairwater Financial Services Ltd (FRN 799082) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use Fairwater Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fairwater Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fairwater Financial Services’ phone number?
The FCA register lists the phone number 07542 301826 for Fairwater Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Fairwater Financial Services a scam or clone?
Fairwater Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fairwater Financial Services?
Protection works through Vision Independent Financial Planning Ltd, the principal firm responsible for Fairwater Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fairwater Financial Services?
Companies House lists one person with significant control of Fairwater Financial Services: Mrs Kathryn Sloman (75–100% of shares).
Who runs Fairwater Financial Services?
Companies House lists one director of Fairwater Financial Services: Kathryn Sloman.
How long has Fairwater Financial Services been in business?
The company was formed on 5 January 2018.
What do Fairwater Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £84.2k (+36% from £61.8k) and cash at bank of £503 (−99% from £46.8k).

Sources and links

The full report on Fairwater Financial Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…