Family & Business Assurance (Services) Limited

Reference number: 514049

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fab-assurance.com first appeared online, and whether it can receive email
  • What kind of line 0131 624 1301 is
  • Who else gives the postcode EH1 2AS
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • FAB Assurance Trading name
  • Family And Business Trading name
  • FAB Employer Former trading name
  • Family First Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC347357
Company status
Active
Company type
Private limited company
Incorporated
20 August 2008 (18 years old)
Registered office
Forth House, 28 Rutland Square, Edinburgh, EH1 2BW, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Charles Campbell Director Jul 1959 20 Feb 2009 15 other companies
Alexander Charles George Campbell Director Oct 1995 11 Dec 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
5
are FCA-registered
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£50.9k

+5.3% from £48.3k

Cash at bank

£31.8k

−43% from £55.3k

Employees (average)

3

Same as 3

Owed within a year

£157k

+100% from £78.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC347357. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Family & Business Assurance (Services)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2018

11 December 2018

  • Alexander Charles George Campbell became a part-owner (25–50% of shares)

Companies House

18 May 2018

  • Colin James Abraham stopped being a part-owner

Companies House

2016

6 April 2016

  • Andrew Charles Campbell became the majority owner (50–75% of shares)
  • Colin James Abraham became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

19 March 2010

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2008

20 August 2008

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Family & Business Assurance (Services)

Other FCA-listed firms that share a director, phone number or address with Family & Business Assurance (Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Family & Business Assurance (Services)

Other firms of the same type (insurance broker), nearest first.

In Edinburgh

Ckd Galbraith LLPEdinburghAuthorisedArthur TemlettEdinburghAuthorisedKeegan and Pennykid (Insurance Brokers)limitedEdinburghAuthorisedMichael James JefferyEdinburghAuthorisedPJG Financial LimitedEdinburghAuthorisedPremier Commercial LimitedEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Family & Business Assurance (Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Family & Business Assurance (Services) Limited FCA authorised?
Yes, Family & Business Assurance (Services) Limited (FRN 514049) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2010 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Family & Business Assurance (Services)’s phone number and website?
The FCA register lists the phone number 0131 624 1301 and the website fab-assurance.com for Family & Business Assurance (Services). If you were given different contact details, use these to check with the firm before going any further.
Is Family & Business Assurance (Services) a scam or clone?
Family & Business Assurance (Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Family & Business Assurance (Services)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Family & Business Assurance (Services) to the Financial Ombudsman Service, free of charge.
Who owns Family & Business Assurance (Services)?
Companies House lists 2 people with significant control of Family & Business Assurance (Services): Mr Andrew Charles Campbell (50–75% of shares) and Mr Alexander Charles George Campbell (25–50% of shares). Before that, it was controlled by Mr Colin James Abraham.
Who runs Family & Business Assurance (Services)?
Companies House lists 2 directors of Family & Business Assurance (Services): Andrew Charles Campbell and Alexander Charles George Campbell.
How long has Family & Business Assurance (Services) been in business?
The company was formed on 20 August 2008, and has held its current FCA authorisation since March 2010.
What do Family & Business Assurance (Services)’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £50.9k (+5.3% from £48.3k) and cash at bank of £31.8k (−43% from £55.3k).
Does Family & Business Assurance (Services) use any other names?
It trades as FAB Assurance and Family And Business. It has previously used 2 other names: FAB Employer and Family First.

Sources and links

The full report on Family & Business Assurance (Services) Limited

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