Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Premier Commercial Ltd, Stanhope House, 12 Stanhope Place, Edinburgh, Edinburgh, City Of, EH12 5HH, United Kingdom
In the full report: 3 background checks
- When premiercommercial.co.uk first appeared online, and whether it can receive email
- What kind of line 0131 380 4100 is
- Who else gives the postcode EH12 5HH
Other names (5)
If you were contacted under any of these names, it is this firm.
- iConstruct Trading name: A name it trades under now.
- Premco Trading name: A name it trades under now.
- Premco Underwriting Trading name: A name it trades under now.
- Midas Former trading name: A name it used to trade under.
- Xs Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- Company number
- SC160330 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 September 1995 (31 years old)
- Registered office
- Stanhope House, 12 Stanhope Place, Edinburgh, EH12 5HH, Scotland
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Crawford Boyd | Director | Jul 1967 | 26 Sep 1995 | 7 other companies |
| Clive Adam Nathan | Director | Apr 1965 | 3 Mar 2025 | 38 other companies |
| Andrew Stewart Hunter | Secretary | Not published | 3 Mar 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 45
- closed down
- 17
- are FCA-registered
- 10
In the full report: all 45 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 10 on the FCA register
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£282k
+55% from £182k
Cash at bank
£562k
+7% from £525k
Employees (average)
9
+13% from 8
Owed within a year
£1.24m
+3.2% from £1.21m
Its next accounts are overdue at Companies House.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC160330. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Premier Commercial’s history from the FCA register and Companies House, newest first.
2025
3 March 2025
- Brown & Brown Mga Holdco (UK) Limited took control (75–100% of shares)
- Crawford Boyd stopped being a part-owner
- Joyce Boyd stopped being a part-owner
Companies House
2016
14 September 2016
- Crawford Boyd became a part-owner (25–50% of shares)
- Joyce Boyd became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2005
14 January 2005
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1995
14 September 1995
- Incorporated at Companies House
Companies House
In the full report: all 31 events
- All 31 events in its history (9 shown here)
- Every director appointment and resignation: 12
Firms connected to Premier Commercial
Other FCA-listed firms that share a director, phone number or address with Premier Commercial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 7
- share a director
- 7
- past links
- 3
In the full report: all 7 connected firms, named
- How each is linked: shared directors (7)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Firms like Premier Commercial
Other firms of the same type (insurance broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Premier Commercial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 45 other companies its directors have run, named
- 3 background checks on its contact details
- All 31 events in its history
- 7 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Premier Commercial’s latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk