Farrell Heyworth Mortgages & Protection Ltd

Reference number: 489472

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Farrell Heyworth Mortgages & Protection Ltd (FRN 489472) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Farrell Heyworth Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Farrell Heyworth Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 542000

  • Address

    Suite 3E, Ribble House, Meanygate, Bamber Bridge, Preston, PR5 6UP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 542000 is
  • Who else gives the postcode PR5 6UP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name: A name it trades under now.
  • Farrell Heyworth Franchising Limited Former name: A name it was registered under before.
  • Marshall Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FARRELL HEYWORTH MORTGAGES AND PROTECTION LIMITED
Company status
Active
Company type
Private limited company
Incorporated
31 May 2007 (19 years old)
Registered office
2nd Floor Office Suite, Church Street, Covell Cross, Lancaster, Lancashire, LA1 1EX
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John Andrew French Director Jun 1970 10 Sep 2008 3 other companies
Daniel Crouch Director Apr 1983 15 May 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£60.4k

+8.7% from £55.5k

Cash at bank

£460k

+33% from £345k

Owed within a year

£443k

+40% from £316k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06264361. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Farrell Heyworth Mortgages & Protection’s history from the FCA register and Companies House, newest first.

2022

23 March 2022

  • Changed its registered name from "Farrell Heyworth Franchising Limited"

FCA register

2016

31 May 2016

  • Farrell Heyworth Holdings Limited took control (75–100% of shares)

Companies House · FCA register

2008

30 September 2008

  • Became an appointed representative

FCA register

2007

31 May 2007

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (4 shown here)
  • Every director appointment and resignation: 16
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Firms like Farrell Heyworth Mortgages & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Preston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Farrell Heyworth Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Farrell Heyworth Mortgages & Protection Ltd FCA authorised?
Farrell Heyworth Mortgages & Protection Ltd (FRN 489472) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Farrell Heyworth Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Farrell Heyworth Mortgages & Protection Ltd (FRN 489472) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Farrell Heyworth Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Farrell Heyworth Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Farrell Heyworth Mortgages & Protection’s phone number?
The FCA register lists the phone number 01772 542000 for Farrell Heyworth Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Farrell Heyworth Mortgages & Protection a scam or clone?
Farrell Heyworth Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Farrell Heyworth Mortgages & Protection?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Farrell Heyworth Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Farrell Heyworth Mortgages & Protection?
Farrell Heyworth Mortgages & Protection is owned by Farrell Heyworth Holdings Limited, which holds 75–100% of shares, since 31 May 2016.
Who runs Farrell Heyworth Mortgages & Protection?
Companies House lists 2 directors of Farrell Heyworth Mortgages & Protection: John Andrew French and Daniel Crouch.
How long has Farrell Heyworth Mortgages & Protection been in business?
The company was formed on 31 May 2007.
What do Farrell Heyworth Mortgages & Protection’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £60.4k (+8.7% from £55.5k) and cash at bank of £460k (+33% from £345k).
Does Farrell Heyworth Mortgages & Protection use any other names?
It trades as Mortgage Advice Bureau. It has previously used 2 other names: Farrell Heyworth Franchising Limited and Marshall Mortgages.

Sources and links

The full report on Farrell Heyworth Mortgages & Protection Ltd

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