FCC Paragon Group Ltd

Reference number: 1044922

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advanced Rent Limited Reference number: 728481 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FCC Paragon Group Ltd (FRN 1044922) is an AR of Advanced Rent Limited (FRN 728481). When you use FCC Paragon Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FCC Paragon Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fccparagon.com first appeared online, and whether it can receive email
  • What kind of line 023 9231 5201 is
  • Who else gives the postcode PO6 1RU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FCC Paragon Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advanced Rent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16024786
Company status
Active
Company type
Private limited company
Incorporated
17 October 2024 (2 years old)
Registered office
101 New Cavendish Street, 1st Floor South, London, W1W 6XH, United Kingdom
Nature of business
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Dawson Spence Director Sep 1969 11 Dec 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

14 months to 31 December 2025Full accountsNot audited

Net assets

−£257k

No earlier figure to compare

Cash at bank

£156k

No earlier figure to compare

Employees (average)

55

No earlier figure to compare

Owed within a year

£523k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £257k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16024786. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FCC Paragon Group’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2025

27 November 2025

  • Became an appointed representative

FCA register

31 July 2025

  • Cumbria Capital Ltd took control (75–100% of shares)
  • Openbrix Ltd gave up control

Companies House

2024

17 October 2024

  • Incorporated at Companies House
  • Openbrix Ltd took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms connected to FCC Paragon Group

Other FCA-listed firms that share a director, phone number or address with FCC Paragon Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like FCC Paragon Group

Other firms of the same type (insurance broker), nearest first.

In Portsmouth

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FCC Paragon Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is FCC Paragon Group Ltd FCA authorised?
FCC Paragon Group Ltd (FRN 1044922) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FCC Paragon Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FCC Paragon Group Ltd (FRN 1044922) is an AR of Advanced Rent Limited (FRN 728481). When you use FCC Paragon Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from FCC Paragon Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is FCC Paragon Group’s phone number and website?
The FCA register lists the phone number 023 9231 5201 and the website fccparagon.com for FCC Paragon Group. If you were given different contact details, use these to check with the firm before going any further.
Is FCC Paragon Group a scam or clone?
FCC Paragon Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FCC Paragon Group?
Protection works through Advanced Rent Limited, the principal firm responsible for FCC Paragon Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns FCC Paragon Group?
FCC Paragon Group is owned by Cumbria Capital Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 July 2025. Before that, it was controlled by Openbrix Ltd.
Who runs FCC Paragon Group?
Companies House lists one director of FCC Paragon Group: Matthew Dawson Spence.
How long has FCC Paragon Group been in business?
The company was formed on 17 October 2024.
What do FCC Paragon Group’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£257k (no earlier figure to compare) and cash at bank of £156k (no earlier figure to compare).
Does FCC Paragon Group use any other names?
It trades as FCC Paragon.

Sources and links

The full report on FCC Paragon Group Ltd

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