FCE Bank PLC

Reference number: 204469

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fcebank.com first appeared online, and whether it can receive email
  • What kind of line 0345 712 5490 is
  • Who else gives the postcode SS15 6EE
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Other names (22)

If you were contacted under any of these names, it is this firm.

  • F C E Trading name: A name it trades under now.
  • Ford Credit Trading name: A name it trades under now.
  • Ford Credit Britain Trading name: A name it trades under now.
  • Ford Credit Europe Trading name: A name it trades under now.
  • Ford Financial Trading name: A name it trades under now.
  • Ford Insure Trading name: A name it trades under now.
  • Ford Lease Trading name: A name it trades under now.
  • Ford Money Trading name: A name it trades under now.
  • Ford Pay Trading name: A name it trades under now.
  • Ford Pro FinSimple Trading name: A name it trades under now.
  • Ford Pro Insure Trading name: A name it trades under now.
  • Worldwide Trade Finance Trading name: A name it trades under now.
  • WWTF Trading name: A name it trades under now.
  • Business Partner Former trading name: A name it used to trade under.
  • Ford Business Partner Former trading name: A name it used to trade under.
  • Ford Renting Former trading name: A name it used to trade under.
  • Jaguar Financial Services Former trading name: A name it used to trade under.
  • Land Rover Financial Services Former trading name: A name it used to trade under.
  • Mazda Bank Former trading name: A name it used to trade under.
  • Mazda Credit Former trading name: A name it used to trade under.
  • Volvo Car Finance Former trading name: A name it used to trade under.
  • Volvo Car Finance Ireland Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (3)
  • 020 3997 1589
  • 020 8145 1042
  • 020 8146 6804
Fake email addresses (1)
  • info@worldwidetradefinance.net
Fake websites (2)
  • fordmoneysavers.com
  • worldwidetradefinance.net
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
10,466
upheld, against a 31% median
24%
about banking and credit
10,465

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
3 September 1963 (63 years old)
Registered office
Fce Bank Plc, Arterial Road, Laindon, Essex, SS15 6EE, England
Nature of business
  • Financial leasing (SIC 64910)
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Talita Ferreira Director May 1971 8 Feb 2019 10 other companies
Brendan John O'Connor Director Jun 1965 17 Sep 2020 3 other companies
Carlos Dewayne Treadway Director Jun 1970 14 Jan 2021 None
Marlene Marie Martel Director Sep 1970 16 Sep 2021 None
Jonathan Graydon Baum Director Aug 1966 1 Nov 2023 None
Keeley Miles Director Sep 1973 1 Nov 2023 None
Maria Del Carmen Nieto Benito Director Jul 1976 11 Sep 2025 None
Leah Essenmacher Secretary Not published 12 Jun 2025 –
Kerry Victoria Higgins Secretary Not published 11 Sep 2025 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
2
are FCA-registered
5

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • All 66 people who have ever been directors, with their dates
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Key dates in its history

FCE Bank’s history from the FCA register and Companies House, newest first.

2026

22 June 2026

  • Ford Eco Gmbh gave up control
  • Ford Motor Company took control (75–100% of shares)

Companies House

2021

14 October 2021

  • FCA warned the public about a scam impersonating this firm

FCA warning list

13 October 2021

  • Ford Eco Gmbh took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

1 June 1998

  • Regulated by the Financial Services Authority from this date

FCA register

1963

3 September 1963

  • Incorporated at Companies House

Companies House

In the full report: all 175 events

  • All 175 events in its history (10 shown here)
  • Every director appointment and resignation: 127
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Firms connected to FCE Bank

Other FCA-listed firms that share a director, phone number or address with FCE Bank. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like FCE Bank

Other firms of the same type (bank or building society), nearest first.

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FCE Bank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 175 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is FCE Bank PLC FCA authorised?
Yes, FCE Bank PLC (FRN 204469) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is FCE Bank’s phone number and website?
The FCA register lists the phone number 0345 712 5490 and the website fcebank.com for FCE Bank. If you were given different contact details, use these to check with the firm before going any further.
Is FCE Bank a scam or clone?
Scammers have impersonated FCE Bank: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for FCE Bank, shown on this page.
Is my money safe with FCE Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FCE Bank to the Financial Ombudsman Service, free of charge.
Who owns FCE Bank?
FCE Bank is owned by Ford Motor Company, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 June 2026. Before that, it was controlled by Ford Eco Gmbh.
Who runs FCE Bank?
Companies House lists 7 directors of FCE Bank: Talita Ferreira, Brendan John O'Connor, Carlos Dewayne Treadway, Marlene Marie Martel, Jonathan Graydon Baum, Keeley Miles and 1 more.
How long has FCE Bank been in business?
The company was formed on 3 September 1963, and has held its current FCA authorisation since December 2001.
How many complaints does FCE Bank get?
In January–June 2025, the Financial Ombudsman Service received 10,466 new complaints about FCE Bank, and upheld 24% of those it decided.
Does FCE Bank use any other names?
It trades as F C E, Ford Credit, Ford Credit Britain, Ford Credit Europe and Ford Financial, and 8 more names. It has previously used 9 other names, including Business Partner, Ford Business Partner and Ford Renting.

Sources and links

The full report on FCE Bank PLC

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