Fen Court Finance Limited

Reference number: 654794

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When fencourt.co.uk first appeared online, and whether it can receive email
  • What kind of line 01244 835536 is
  • Who else gives the postcode LL17 0JE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Inperio Finance Limited Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09308724
Company status
Active
Company type
Private limited company
Incorporated
13 November 2014 (11 years old)
Registered office
5 Lloyd's Avenue, London, EC3N 3AE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon David Lovat Director Oct 1981 13 Nov 2014 10 other companies
Daniel Ryan Smith Director Dec 1984 13 Nov 2014 7 other companies
Antony Graeme Uttley Director Sep 1977 17 Jun 2026 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
4
went insolvent
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

−£87.1k

Down £79.2k from −£7,840

Cash at bank

£12.6k

Up £11.5k from £1,124

Employees (average)

2

Same as 2

Owed within a year

£124k

Up £115k from £9,408

Total equity is negative: on its last balance sheet the company owed £87.1k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09308724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fen Court Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2024

21 November 2024

  • Changed its registered name from "Inperio Finance Limited"

FCA register

2018

14 September 2018

  • Inperio Holdings Limited took control (75–100% of shares)
  • Inperio Limited gave up control

Companies House

2016

6 April 2016

  • Inperio Limited took control (75–100% of shares)

Companies House

2015

5 March 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2014

13 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Fen Court Finance

Other FCA-listed firms that share a director, phone number or address with Fen Court Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Fen Court Finance

Other firms of the same type (credit broker), nearest first.

In St. Asaph

Office Equipment Systems LimitedSt. AsaphAuthorisedSpring Gardens Holiday Park LimitedSt. AsaphAppointed representativeThe Fifth Wheel Company LimitedSt. AsaphAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fen Court Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 15 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fen Court Finance Limited FCA authorised?
Yes, Fen Court Finance Limited (FRN 654794) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Fen Court Finance’s phone number and website?
The FCA register lists the phone number 01244 835536 and the website fencourt.co.uk for Fen Court Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Fen Court Finance a scam or clone?
Fen Court Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fen Court Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Fen Court Finance handles your money, so check the specific product before you commit. You can also refer complaints about Fen Court Finance to the Financial Ombudsman Service, free of charge.
Who owns Fen Court Finance?
Fen Court Finance is owned by Inperio Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 September 2018. Before that, it was controlled by Inperio Limited.
Who runs Fen Court Finance?
Companies House lists 3 directors of Fen Court Finance: Simon David Lovat, Daniel Ryan Smith and Antony Graeme Uttley.
How long has Fen Court Finance been in business?
The company was formed on 13 November 2014, and has held its current FCA authorisation since March 2015.
What do Fen Court Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of −£87.1k (down £79.2k from −£7,840) and cash at bank of £12.6k (up £11.5k from £1,124).
Does Fen Court Finance use any other names?
It has previously used the name Inperio Finance Limited.

Sources and links

The full report on Fen Court Finance Limited

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