Fensa Limited

Reference number: 1040737

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Advisory Insurance Brokers Limited Reference number: 313250 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • FENSA LIMITED (FRN 1040737) introduces customers to Advisory Insurance Brokers Limited (FRN 313250). Any regulated advice or arranging is done by the principal, not FENSA.
  • Example: if FENSA refers you to a financial adviser, the advice should come from the principal firm, not from FENSA itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fensa.org.uk first appeared online, and whether it can receive email
  • What kind of line 020 7645 3700 is, and the other firm that gives it
  • Who else gives the postcode SE1 0RB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advisory Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Fensa

Other FCA-listed firms that share a director, phone number or address with Fensa. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Fensa

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fensa

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fensa Limited FCA authorised?
Fensa Limited (FRN 1040737) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Fensa?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Fensa Limited (FRN 1040737) introduces customers to Advisory Insurance Brokers Limited (FRN 313250). Any regulated advice or arranging is done by the principal, not Fensa. Example: if Fensa refers you to a financial adviser, the advice should come from the principal firm, not from Fensa itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fensa’s phone number and website?
The FCA register lists the phone number 020 7645 3700 and the website fensa.org.uk for Fensa. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Fensa a scam or clone?
Fensa is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fensa?
Protection works through Advisory Insurance Brokers Limited, the principal firm responsible for Fensa's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Fensa Limited

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