FGD Croydon Ltd
Reference number: 1026420
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £167k more than it owned
Responsible principal firm
Chrysalis Finance Limited Reference number: 631193 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FGD Croydon Ltd (FRN 1026420) is an AR of Chrysalis Finance Limited (FRN 631193). When you use FGD Croydon's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FGD Croydon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
263 Lower Addiscombe Road, Croydon, Croydon, CR0 6RD, United Kingdom
In the full report: 3 background checks
- When feelgooddental.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3816 3741 is
- Who else gives the postcode CR0 6RD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Feel Good Dental Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14706343 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 March 2023 (3 years old)
- Registered office
- 263 Lower Addiscombe Road, Croydon, CR0 6RD, England
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nirmalan Patkunan (Dr) | Director | Mar 1992 | 6 Mar 2023 | None |
| Bharat Shah | Director | Jul 1991 | 6 Mar 2023 | 17 other companies |
| Sanjay Dilipkumar Shah | Director | Mar 1984 | 6 Mar 2023 | 19 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 5
- are FCA-registered
- 4
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 5 companies these 3 directors run together
Filed accounts and finances
Net assets
−£167k
Down £19.9k from −£147k
Cash at bank
£63.5k
+499% from £10.6k
Employees (average)
8
+14% from 7
Owed within a year
£399k
<1% from £396k
Net assets are negative: on its last balance sheet the company owed £167k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14706343. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
FGD Croydon’s history from the FCA register and Companies House, newest first.
2025
15 June 2025
- Sanjay Shah stopped being a part-owner
- Ukiyo Smiles Ltd became a part-owner (25–50% of shares)
Companies House
15 February 2025
- Became an appointed representative
FCA register
2023
6 March 2023
- Incorporated at Companies House
- Nirmalan Patkunan became a part-owner (25–50% of shares)
- Sanjay Shah became a part-owner (25–50% of shares)
- Shah Brothers Investments Ltd became a part-owner (25–50% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to FGD Croydon
Other FCA-listed firms that share a director, phone number or address with FGD Croydon. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 3
- share its postcode
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (3), the same postcode (1)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like FGD Croydon
Other firms of the same type (dental or medical practice), nearest first.
In Croydon
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on FGD Croydon
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk