Fifty Financial Planning Ltd
Reference number: 1056949
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 July 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Fifty Financial Planning Ltd (FRN 1056949) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Fifty Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Fifty Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
St. James's Place Wealth Management, 3 Queens Gate, Aberdeen, Aberdeen City, AB15 5YL, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When fiftyfinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01224 202486 is
- Who else gives the postcode AB15 5YL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC775552 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 July 2023 (3 years old)
- Registered office
- 4 Charlotte Street, Fraserburgh, Aberdeenshire, AB43 9JE, Scotland
- Nature of business
-
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Elaine Amos Clunie | Director | May 1975 | 12 Jul 2023 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£10
Same as £10
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC775552. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Fifty Financial Planning’s history from the FCA register and Companies House, newest first.
2026
4 June 2026
- Became an appointed representative
FCA register
2023
12 July 2023
- Incorporated at Companies House
- Elaine Amos Clunie took control (75–100% of shares)
- Elaine Amos Clunie appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Fifty Financial Planning
Other FCA-listed firms that share a director, phone number or address with Fifty Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Fifty Financial Planning
Other firms of the same type (financial adviser), nearest first.
In Aberdeen
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fifty Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 4 events in its history
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Frequently asked questions about this firm
Is Fifty Financial Planning Ltd FCA authorised?
What does appointed representative mean for Fifty Financial Planning?
What is Fifty Financial Planning’s phone number and website?
Is Fifty Financial Planning a scam or clone?
Is my money safe with Fifty Financial Planning?
Who owns Fifty Financial Planning?
Who runs Fifty Financial Planning?
How long has Fifty Financial Planning been in business?
What do Fifty Financial Planning’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk