Finance 21 Limited

Reference number: 402190

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When finance21.co.uk first appeared online, and whether it can receive email
  • What kind of line 01905 830543 is
  • Who else gives the postcode WR2 4TQ
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake websites (1)
  • loans21ltd.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 October 2003 (23 years old)
Registered office
Common Cottage, 105 Old Hills Callow End, Worcester, WR2 4TQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Tarrant Director Dec 1987 21 Oct 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£62.3k

+24% from £50.3k

Cash at bank

£68.6k

+9.6% from £62.6k

Employees (average)

2

Same as 2

Owed within a year

£23.5k

+34% from £17.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04930948. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance 21’s history from the FCA register and Companies House, newest first.

2025

21 October 2025

  • Board replaced: its only director left and a new director took over
  • Finance 21 (Holdings) Limited took control (75–100% of shares)
  • Gillian Elaine Hunt stopped being a part-owner
  • John Thomas Hunt stopped being the majority owner

Companies House

7 October 2025

  • Gillian Elaine Hunt became a part-owner (25–50% of shares)
  • John Thomas Hunt became the majority owner (50–75% of shares)

Companies House

2024

25 June 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2017

9 October 2017

  • Gillian Elaine Hunt stopped being a part-owner
  • John Thomas Hunt stopped being the majority owner

Companies House

2016

28 September 2016

  • Gillian Elaine Hunt became a part-owner (25–50% of shares)
  • John Thomas Hunt became the majority owner (50–75% of shares)

Companies House

6 April 2016

  • Gillian Elaine Hunt became a part-owner (25–50% of shares)
  • John Thomas Hunt became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

10 November 2004

  • Became authorised by the FCA

FCA register

9 November 2004

  • Regulated by the Financial Services Authority from this date

FCA register

2003

14 October 2003

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (17 shown here)
  • Every director appointment and resignation: 3
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Firms like Finance 21

Other firms of the same type (financial adviser), nearest first.

In Worcester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance 21

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Finance 21 Limited FCA authorised?
Yes, Finance 21 Limited (FRN 402190) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Finance 21’s phone number and website?
The FCA register lists the phone number 01905 830543 and the website finance21.co.uk for Finance 21. If you were given different contact details, use these to check with the firm before going any further.
Is Finance 21 a scam or clone?
Scammers have impersonated Finance 21: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Finance 21, shown on this page.
Is my money safe with Finance 21?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Finance 21 to the Financial Ombudsman Service, free of charge.
Who owns Finance 21?
Finance 21 is owned by Finance 21 (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 October 2025. Before that, it was controlled by Mr John Thomas Hunt and Mrs Gillian Elaine Hunt.
Who runs Finance 21?
Companies House lists one director of Finance 21: Luke Tarrant.
How long has Finance 21 been in business?
The company was formed on 14 October 2003, and has held its current FCA authorisation since November 2004.
What do Finance 21’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £62.3k (+24% from £50.3k) and cash at bank of £68.6k (+9.6% from £62.6k).

Sources and links

The full report on Finance 21 Limited

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