Financial Advice Centre Limited

Reference number: 413317

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When face-uk.com first appeared online, and whether it can receive email
  • What kind of line 01905 731864 is
  • Who else gives the postcode WR1 1UG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • DD-Mortgages Former trading name
  • www.face-uk.com Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • +420 605 026 439
  • 0151 325 0047
Fake email addresses (1)
  • support@financial-advice.pro
Fake websites (1)
  • financial-advice.pro
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04425184
Company status
Active
Company type
Private limited company
Incorporated
25 April 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Piers Mepsted Director Oct 1967 1 Apr 2016 1 other company
Amy Caroline Spencer Director Jul 1983 1 Dec 2023 None
Edward Frederick Dalley Director Feb 1987 19 Mar 2024 None
Amy Caroline Spencer Secretary Not published 14 Dec 2021 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£178k

+3.9% from £172k

Cash at bank

£600k

+31% from £457k

Employees (average)

8

Same as 8

Owed within a year

£503k

+41% from £357k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04425184. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Advice Centre’s history from the FCA register and Companies House, newest first.

Key events (18) All events (40)

2024

28 June 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

19 March 2024

  • Adam John Smith no longer has significant control

Companies House

2020

31 December 2020

  • Jason Neil Walters no longer has significant control

Companies House

2019

22 May 2019

  • Leon Jeniec stopped being a part-owner

Companies House

1 April 2019

  • Adam John Smith gained significant control
  • Jason Neil Walters gained significant control
  • Piers Mepsted became the majority owner (50–75% of shares)

Companies House

2017

2 November 2017

  • Adam John Smith gained significant control
  • Adam John Smith no longer has significant control
  • Jason Neil Walters gained significant control
  • Jason Neil Walters no longer has significant control
  • Leon Jeniec became a part-owner (25–50% of shares)
  • Piers Mepsted gained significant control
  • Piers Mepsted no longer has significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

21 December 2004

  • Became authorised by the FCA

FCA register

8 December 2004

  • Regulated by the Financial Services Authority from this date

FCA register

2002

25 April 2002

  • Incorporated at Companies House

Companies House

In the full report: all 40 events

  • All 40 events in its history (18 shown here)
  • Every director appointment and resignation: 15
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Firms like Financial Advice Centre

Other firms of the same type (financial adviser), nearest first.

In Worcester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Advice Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 40 events in its history

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Frequently asked questions about this firm

Is Financial Advice Centre Limited FCA authorised?
Yes, Financial Advice Centre Limited (FRN 413317) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Financial Advice Centre’s phone number and website?
The FCA register lists the phone number 01905 731864 and the website face-uk.com for Financial Advice Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Advice Centre a scam or clone?
Scammers have impersonated Financial Advice Centre: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Financial Advice Centre, shown on this page.
Is my money safe with Financial Advice Centre?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Advice Centre to the Financial Ombudsman Service, free of charge.
Who owns Financial Advice Centre?
Companies House lists one person with significant control of Financial Advice Centre: Mr Piers Mepsted (50–75% of shares). Before that, it was controlled by Mr Jason Neil Walters, Mr Leon Jeniec and Mr Adam John Smith.
Who runs Financial Advice Centre?
Companies House lists 3 directors of Financial Advice Centre: Piers Mepsted, Amy Caroline Spencer and Edward Frederick Dalley.
How long has Financial Advice Centre been in business?
The company was formed on 25 April 2002, and has held its current FCA authorisation since December 2004.
What do Financial Advice Centre’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £178k (+3.9% from £172k) and cash at bank of £600k (+31% from £457k).
Does Financial Advice Centre use any other names?
It has previously used 2 other names: DD-Mortgages and www.face-uk.com.

Sources and links

The full report on Financial Advice Centre Limited

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