Finance Expert Ltd

Reference number: 747656

Instant download

Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financeexpertltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 637 4169 is
  • Who else gives the postcode G42 9HA
Instant PDF download

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 3745 0564
Fake email addresses (1)
  • info@financeexpertltd.com
Fake websites (1)
  • financeexpertltd.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC385401
Company status
Active
Company type
Private limited company
Incorporated
15 September 2010 (16 years old)
Registered office
1255 Cathcart Road, Glasgow, G42 9HA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Iqvir Singh Sandhu Director Jun 1981 15 Sep 2010 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£132

−98% from £5,446

Employees (average)

1

Same as 1

Owed within a year

£19.6k

−11% from £22.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC385401. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Expert’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2022

20 July 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

4 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

15 September 2016

  • Ryan Iqvir Singh Sandhu took control (75–100% of shares)

Companies House

2010

15 September 2010

  • Incorporated at Companies House
  • Ryan Iqvir Singh Sandhu appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Finance Expert

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acla Financial Services LimitedGlasgowAuthorisedBarry ChalmersGlasgowAuthorisedBricks and Mortar Mortgages LimitedGlasgowAuthorisedC I B B Financial Services LLPGlasgowAuthorisedCapital Managers Mortgages LimitedGlasgowAuthorisedChannel Corporate LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Expert

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Finance Expert Ltd FCA authorised?
Yes, Finance Expert Ltd (FRN 747656) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Finance Expert’s phone number and website?
The FCA register lists the phone number 0141 637 4169 and the website financeexpertltd.co.uk for Finance Expert. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Expert a scam or clone?
Scammers have impersonated Finance Expert: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Finance Expert, shown on this page.
Is my money safe with Finance Expert?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Finance Expert to the Financial Ombudsman Service, free of charge.
Who owns Finance Expert?
Companies House lists one person with significant control of Finance Expert: Mr Ryan Iqvir Singh Sandhu (75–100% of shares).
Who runs Finance Expert?
Companies House lists one director of Finance Expert: Ryan Iqvir Singh Sandhu.
How long has Finance Expert been in business?
The company was formed on 15 September 2010, and has held its current FCA authorisation since November 2016.
What do Finance Expert’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £132 (−98% from £5,446).

Sources and links

The full report on Finance Expert Ltd

£19.99 · Instant PDF download

Loading secure checkout…