Finance Nexus Limited

Reference number: 999649

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finance Nexus Limited (FRN 999649) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Finance Nexus's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finance Nexus, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07939 457589

  • Address

    Building 1, St Cross Chambers, Upper Marsh Lane, Hoddesdon, Hertfordshire, EN11 8LQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07939 457589 is
  • Who else gives the postcode EN11 8LQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14749204
Company status
Active
Company type
Private limited company
Incorporated
22 March 2023 (3 years old)
Registered office
Building 1 St Cross Chambers, Upper Marsh Lane, Hoddesdon, Hertfordshire, EN11 8LQ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Costas Charalambous Director Jul 1966 22 Mar 2023 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£2,338

Up £1,706 from £632

Employees (average)

2

Up 2 from 0

Owed within a year

£5,274

+5% from £5,022

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14749204. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Nexus’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

22 November 2024

  • Michael Charalambous stopped being a part-owner

Companies House

2023

13 July 2023

  • Became an appointed representative

FCA register

22 March 2023

  • Incorporated at Companies House
  • Costas Charalambous took control (75–100% of shares)
  • Michael Charalambous became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Finance Nexus

Other firms of the same type (credit broker), nearest first.

In Hoddesdon

Vending Sense Group LimitedHoddesdonAuthorisedFuture Digital Systems LtdHoddesdonAuthorised

In the Enfield (EN) postcode area

C J Consultants (Essex) LimitedBarnetAppointed representativeClaren Finance LtdLondonAppointed representativeDr Rumeet PatelWaltham CrossAppointed representativeLoanbridge LtdEnfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Nexus

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Finance Nexus Limited FCA authorised?
Finance Nexus Limited (FRN 999649) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finance Nexus?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finance Nexus Limited (FRN 999649) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Finance Nexus's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finance Nexus, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finance Nexus’ phone number?
The FCA register lists the phone number 07939 457589 for Finance Nexus. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Nexus a scam or clone?
Finance Nexus is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finance Nexus?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Finance Nexus's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finance Nexus?
Companies House lists one person with significant control of Finance Nexus: Mr Costas Charalambous (75–100% of shares). Before that, it was controlled by Mr Michael Charalambous.
Who runs Finance Nexus?
Companies House lists one director of Finance Nexus: Costas Charalambous.
How long has Finance Nexus been in business?
The company was formed on 22 March 2023.
What do Finance Nexus’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £2,338 (up £1,706 from £632).

Sources and links

The full report on Finance Nexus Limited

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