Finance Otherwise C.I.C.

Reference number: 715471

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07952 616352

  • Address

    1 Croxley Road, London, W9 3HH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07952 616352 is
  • Who else gives the postcode W9 3HH
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08152023
Company status
Active
Company type
Private company limited by guarantee
Incorporated
20 July 2012 (14 years old)
Registered office
1 Croxley Road, London, W9 3HH, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Leslie Safran Barson Director Jun 1956 20 Jul 2012 4 other companies
Edward Hardy Secretary Not published 1 Jun 2015 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£544

Up £313 from £231

Cash at bank

£544

Up £313 from £231

Employees (average)

0

Same as 0

No turnover or profit for the year to 31 July 2025: the accounts print them but do not tag them. The last tagged figures are £0 turnover and −£344 profit, for the year to 31 July 2024.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08152023. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finance Otherwise C.I.C.’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2026

22 July 2026

  • Helen Elizabeth White no longer has significant control

Companies House

2017

20 July 2017

  • Leslie Safran Barson gained significant control

Companies House

2016

24 August 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Helen Elizabeth White gained significant control

Companies House

2012

20 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Finance Otherwise C.I.C.

Other firms of the same type (lender), nearest first.

In the West London (W) postcode area

Curve Credit LimitedLondonAuthorisedInclusive Finance LimitedLondonAuthorisedSalary Finance LimitedLondonAuthorisedSalary Finance Loans LimitedLondonAuthorisedSunsave Energy LimitedLondonAuthorisedA2Dominion Homes LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Otherwise C.I.C.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is Finance Otherwise C.I.C. FCA authorised?
Yes, Finance Otherwise C.I.C. (FRN 715471) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Finance Otherwise C.I.C.’s phone number?
The FCA register lists the phone number 07952 616352 for Finance Otherwise C.I.C.. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Otherwise C.I.C. a scam or clone?
Finance Otherwise C.I.C. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finance Otherwise C.I.C.?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Finance Otherwise C.I.C. handles your money, so check the specific product before you commit. You can also refer complaints about Finance Otherwise C.I.C. to the Financial Ombudsman Service, free of charge.
Who owns Finance Otherwise C.I.C.?
Companies House lists one person with significant control of Finance Otherwise C.I.C.: Ms Leslie Safran Barson (significant influence or control). Before that, it was controlled by Ms Helen Elizabeth White.
Who runs Finance Otherwise C.I.C.?
Companies House lists one director of Finance Otherwise C.I.C.: Leslie Safran Barson.
How long has Finance Otherwise C.I.C. been in business?
The company was formed on 20 July 2012, and has held its current FCA authorisation since August 2016.
What do Finance Otherwise C.I.C.’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £544 (up £313 from £231) and cash at bank of £544 (up £313 from £231).

Sources and links

The full report on Finance Otherwise C.I.C.

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