Finance Wise Commercial Limited

Reference number: 1018332

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finance Wise Commercial Limited (FRN 1018332) is an AR of CFBUK Network Ltd (FRN 948648). When you use Finance Wise Commercial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finance Wise Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07769 358254

  • Address

    10 Wells Mews, London, Enfield, N11 2DQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07769 358254 is
  • Who else gives the postcode N11 2DQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through CFBUK Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 July 2024 (2 years old)
Registered office
235 Regents Park Road, First Floor, Middle Office, London, N3 3LF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shokat Kazemi Director Mar 1975 22 Jul 2024 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
still active
4

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Total equity

−£4,342

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£4,369

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £4,342 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15851627. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Finance Wise Commercial’s history from the FCA register and Companies House, newest first.

2024

18 September 2024

  • Became an appointed representative

FCA register

22 July 2024

  • Incorporated at Companies House
  • Shokat Kazemi took control (75–100% of shares)
  • Shokat Kazemi appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Finance Wise Commercial

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finance Wise Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Finance Wise Commercial Limited FCA authorised?
Finance Wise Commercial Limited (FRN 1018332) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finance Wise Commercial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finance Wise Commercial Limited (FRN 1018332) is an AR of CFBUK Network Ltd (FRN 948648). When you use Finance Wise Commercial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finance Wise Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finance Wise Commercial’s phone number?
The FCA register lists the phone number 07769 358254 for Finance Wise Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is Finance Wise Commercial a scam or clone?
Finance Wise Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finance Wise Commercial?
Protection works through CFBUK Network Ltd, the principal firm responsible for Finance Wise Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finance Wise Commercial?
Companies House lists one person with significant control of Finance Wise Commercial: Mrs Shokat Kazemi (75–100% of shares).
Who runs Finance Wise Commercial?
Companies House lists one director of Finance Wise Commercial: Shokat Kazemi.
How long has Finance Wise Commercial been in business?
The company was formed on 22 July 2024.
What do Finance Wise Commercial’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of −£4,342 (no earlier figure to compare).

Sources and links

The full report on Finance Wise Commercial Limited

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