Financial Facts Ltd

Reference number: 1007420

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kgb.ie first appeared online, and whether it can receive email
  • What kind of line 028 4062 9999 is
  • Who else gives the postcode BT32 5QG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Byrne & Associates Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI697758
Company status
Active
Company type
Private limited company
Incorporated
30 May 2023 (3 years old)
Registered office
48a Aughnacloy Road, Banbridge, County Down, BT32 5QG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kieran Gerard Byrne Director Jun 1964 30 May 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Net assets

£95.6k

+58% from £60.5k

Cash at bank

£9,431

−50% from £18.8k

Employees (average)

0

Same as 0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI697758. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Facts’s history from the FCA register and Companies House, newest first.

2026

24 June 2026

  • Changed its registered name from "Byrne & Associates Ltd"

FCA register

2024

1 August 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA
  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2023

30 May 2023

  • Incorporated at Companies House
  • Kieran Byrne took control (75–100% of shares)
  • Kieran Gerard Byrne appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Financial Facts

Other firms of the same type (mortgage adviser or broker), nearest first.

In Banbridge

McPolin Financial Services LtdBanbridgeAuthorisedRuth SmithBanbridgeAuthorisedDavid Morton Mortgages LimitedBanbridgeAppointed representativeKeith HannathBanbridgeAppointed representativeRobin JardineBanbridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Facts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Financial Facts Ltd FCA authorised?
Yes, Financial Facts Ltd (FRN 1007420) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2024 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Financial Facts’ phone number and website?
The FCA register lists the phone number 028 4062 9999 and the website kgb.ie for Financial Facts. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Facts a scam or clone?
Financial Facts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Facts?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Facts to the Financial Ombudsman Service, free of charge.
Who owns Financial Facts?
Companies House lists one person with significant control of Financial Facts: Kieran Byrne (75–100% of shares).
Who runs Financial Facts?
Companies House lists one director of Financial Facts: Kieran Gerard Byrne.
How long has Financial Facts been in business?
The company was formed on 30 May 2023, and has held its current FCA authorisation since August 2024.
What do Financial Facts’ latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £95.6k (+58% from £60.5k) and cash at bank of £9,431 (−50% from £18.8k).
Does Financial Facts use any other names?
It has previously used the name Byrne & Associates Ltd.

Sources and links

The full report on Financial Facts Ltd

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