Robin Jardine

Reference number: 512582

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Appointed representative

Robin Jardine does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Robin Jardine (FRN 512582) is an AR of First Complete Limited (FRN 435779). When you use Robin Jardine's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Robin Jardine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 4062 4455

  • Address

    Office 3A, Banbridge Business Centre, 62 Scarva Road, Banbridge, County Down, BT32 3QD, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 4062 4455 is
  • Who else gives the postcode BT32 3QD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Key Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Robin Jardine’s history from the FCA register and Companies House, newest first.

2009

17 November 2009

  • Became an appointed representative
  • Began trading as "Key Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Robin Jardine

Other FCA-listed firms that share a director, phone number or address with Robin Jardine. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Robin Jardine

Other firms of the same type (mortgage adviser or broker), nearest first.

In Banbridge

David Morton Mortgages LimitedBanbridgeAppointed representativeKeith HannathBanbridgeAppointed representativeFinancial Facts LtdBanbridgeAuthorisedMcPolin Financial Services LtdBanbridgeAuthorisedRuth SmithBanbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Robin Jardine

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Robin Jardine FCA authorised?
Robin Jardine (FRN 512582) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Robin Jardine?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Robin Jardine (FRN 512582) is an AR of First Complete Limited (FRN 435779). When you use Robin Jardine's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Robin Jardine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Robin Jardine’s phone number?
The FCA register lists the phone number 028 4062 4455 for Robin Jardine. If you were given different contact details, use these to check with the firm before going any further.
Is Robin Jardine a scam or clone?
Robin Jardine is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Robin Jardine?
Protection works through First Complete Limited, the principal firm responsible for Robin Jardine's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Robin Jardine use any other names?
It trades as Key Mortgages.

Sources and links

The full report on Robin Jardine

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