Financial & Legal Insurance Company Ltd
Reference number: 202915
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
5400 Lakeside, Cheadle Royal Business Park, Cheadle, Cheshire, SK8 3GQ, United Kingdom
In the full report: 3 background checks
- When financialandlegal.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 603 2230 is
- Who else gives the postcode SK8 3GQ
Other names (4)
If you were contacted under any of these names, it is this firm.
- Financial & Legal Trading name: A name it trades under now.
- F&L Trading name: A name it trades under now.
- Magnus Insurance Company Limited Former name: A name it was registered under before.
- XYZ Insurance Company Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Hold or safeguard your money FSCS may applyEligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
- Accepting Deposits
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Carrying out contracts of insurance
- Dealing in investments as principal
- Effecting contracts of insurance
- Making arrangements with a view to transactions in investments
Financial Ombudsman complaints
Ombudsman complaints
- new complaints, January–June 2025
- 52
- upheld, against a 31% median
- 37%
- about insurance
- 52
A bigger firm gets more complaints simply because it has more customers.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03034220 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 March 1995 (31 years old)
- Registered office
- 5400 Lakeside Cheadle Royal Business Park, Cheadle, SK8 3GQ, England
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas David Garner | Director | Sep 1978 | 1 Jan 2006 | 15 other companies |
| Anthony Scott Hughes | Director | Dec 1967 | 1 Jul 2015 | 17 other companies |
| Anthony James Pope | Director | Mar 1971 | 1 Sep 2020 | 10 other companies |
| David Anthony Ross | Director | Jul 1963 | 1 Mar 2021 | 5 other companies |
| Karen Anne Beales | Director | Mar 1968 | 1 Apr 2021 | 21 other companies |
| Elaine Valerie Parkes | Director | Mar 1966 | 1 Sep 2024 | 4 other companies |
| Simon Richard Drew | Director | Oct 1969 | 7 Aug 2026 | 2 other companies |
| Serena Angela Garner | Secretary | Not published | 1 Apr 2014 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 61
- closed down
- 35
- are FCA-registered
- 9
In the full report: all 61 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 9 on the FCA register
- The 4 companies these 7 directors run together
- All 22 people who have ever been directors, with their dates
Key dates in its history
Financial & Legal Insurance Company’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Nicholas David Garner took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
- Regulated by the Prudential Regulation Authority from this date
FCA register · Companies House
2006
18 January 2006
- Changed its registered name from "Magnus Insurance Company Limited"
FCA register
2001
1 December 2001
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1995
17 March 1995
- Incorporated at Companies House
Companies House
16 March 1995
- Changed its registered name from "XYZ Insurance Company Limited"
FCA register
1901
1 January 1901
- Supervised by HM Treasury under the money laundering rules from this date
FCA register
In the full report: all 53 events
- All 53 events in its history (9 shown here)
- Every director appointment and resignation: 39
Firms connected to Financial & Legal Insurance Company
Other FCA-listed firms that share a director, phone number or address with Financial & Legal Insurance Company. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 5
- share its postcode
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (5), the same postcode (4)
- Who links each one: the named directors, with dates
- 5 past links through former directors
Firms like Financial & Legal Insurance Company
Other firms of the same type (insurer), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Financial & Legal Insurance Company
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 61 other companies its directors have run, named
- 3 background checks on its contact details
- All 53 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Ombudsman complaints data, January–June 2025 financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk