Financial Options N. E. Limited

Reference number: 928946

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When financialoptionsneltd.com first appeared online, and whether it can receive email
  • What kind of line 01346 510536 is
  • Who else gives the postcode AB43 9AR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Milton Financial Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC229845
Company status
Active
Company type
Private limited company
Incorporated
2 April 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Pirie Director Aug 1969 2 Apr 2002 None
Catherine Knowles Pirie Director Jul 1988 24 Nov 2022 None
Simon Pirie Secretary Not published 22 Aug 2014 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 5 April 2026Small company accountsNot audited

Net assets

£66.4k

−16% from £79.3k

Cash at bank

£170k

+56% from £109k

Employees (average)

2

Same as 2

Owed within a year

£115k

+18% from £97.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC229845. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Options N. E.’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2021

13 July 2021

  • Catherine Knowles Pirie became a part-owner (25–50% of shares)

Companies House

4 January 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 January 2017

  • Simon Pirie became a part-owner (25–50% of shares)

Companies House

2002

2 April 2002

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Financial Options N. E.

Other firms of the same type (financial adviser), nearest first.

In Aberdeenshire

Forgue Financial Services LtdAberdeenshireAuthorised

In the Aberdeen (AB) postcode area

AAB Wealth LimitedAberdeenAuthorisedAberdein Considine Wealth LimitedAberdeenAuthorisedAim Financial Services LimitedKeithAuthorisedAtholl Scott Financial Services LimitedAberdeenAuthorisedBrimmond Financial Management LtdWesthillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Options N. E.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Financial Options N. E. Limited FCA authorised?
Yes, Financial Options N. E. Limited (FRN 928946) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Financial Options N. E.’s phone number and website?
The FCA register lists the phone number 01346 510536 and the website financialoptionsneltd.com for Financial Options N. E.. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Options N. E. a scam or clone?
Financial Options N. E. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Options N. E.?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Options N. E. to the Financial Ombudsman Service, free of charge.
Who owns Financial Options N. E.?
Companies House lists 2 people with significant control of Financial Options N. E.: Mrs Catherine Knowles Pirie (25–50% of shares) and Mr Simon Pirie (25–50% of shares).
Who runs Financial Options N. E.?
Companies House lists 2 directors of Financial Options N. E.: Simon Pirie and Catherine Knowles Pirie.
How long has Financial Options N. E. been in business?
The company was formed on 2 April 2002, and has held its current FCA authorisation since January 2021.
What do Financial Options N. E.’s latest accounts show?
Its latest accounts, to 5 April 2026, show net assets of £66.4k (−16% from £79.3k) and cash at bank of £170k (+56% from £109k).
Does Financial Options N. E. use any other names?
It trades as Milton Financial.

Sources and links

The full report on Financial Options N. E. Limited

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