Financial Planning Associates LLP

Reference number: 554912

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fpa-advice.co.uk first appeared online, and whether it can receive email
  • What kind of line 01652 655022 is
  • Who else gives the postcode DN20 8JE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Limited liability partnership
Incorporated
1 April 2011 (15 years old)
Registered office
Merchant's Court, 59 Wrawby Street, Brigg, North Lincolnshire, DN20 8JE

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Culyer LLP designated member Mar 1960 1 Apr 2011 None
Lesley Jane Culyer LLP designated member Oct 1963 1 Feb 2014 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£114k

+20% from £95.1k

Cash at bank

£114k

+20% from £95.7k

Employees (average)

1

Same as 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC363377. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Planning Associates’s history from the FCA register and Companies House, newest first.

2018

3 April 2018

  • Colin Culyer took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Colin Culyer gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

3 October 2011

  • Became authorised by the FCA

FCA register

19 July 2011

  • Regulated by the Financial Services Authority from this date

FCA register

1 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Financial Planning Associates

Other FCA-listed firms that share a director, phone number or address with Financial Planning Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Financial Planning Associates

Other firms of the same type (lender), nearest first.

In Brigg

In the Doncaster (DN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Planning Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Financial Planning Associates LLP FCA authorised?
Yes, Financial Planning Associates LLP (FRN 554912) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2011 and works as a lender. The FCA has placed no limits on its permissions.
What is Financial Planning Associates’ phone number and website?
The FCA register lists the phone number 01652 655022 and the website fpa-advice.co.uk for Financial Planning Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Planning Associates a scam or clone?
Financial Planning Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Planning Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Planning Associates to the Financial Ombudsman Service, free of charge.
Who owns Financial Planning Associates?
Companies House lists 2 people with significant control of Financial Planning Associates: Mr Colin Culyer (75–100% of surplus assets) and Mr Colin Culyer (significant influence or control).
Who runs Financial Planning Associates?
Companies House lists 2 directors of Financial Planning Associates: Colin Culyer and Lesley Jane Culyer.
How long has Financial Planning Associates been in business?
The company was formed on 1 April 2011, and has held its current FCA authorisation since October 2011.
What do Financial Planning Associates’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £114k (+20% from £95.1k) and cash at bank of £114k (+20% from £95.7k).

Sources and links

The full report on Financial Planning Associates LLP

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