Finli (PDB) Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 8 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 January 2024

Responsible principal firm

Finli (G&P) Ltd Reference number: 142752 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Finli (PDB) Ltd (FRN 802430) is an AR of Finli (G&P) Ltd (FRN 142752). When you use Finli (PDB)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Finli (PDB), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

pdbwealth.co.uk (opens in a new tab)
Phone number

01443 222255
Address

105A Talbot Road, Talbot Green, Pontyclun, CF72 8AE, United Kingdom

In the full report: 3 background checks

When pdbwealth.co.uk first appeared online, and whether it can receive email
What kind of line 01443 222255 is
Who else gives the postcode CF72 8AE

Other names (2)

If you were contacted under any of these names, it is this firm.

Finli Trading name: A name it trades under now.
PDB Wealth Partners Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Finli (G&P) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11151651 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 January 2018 (8 years old)
Registered office: C/O Freeths Llp 3rd Floor, Northgate House, 450-500 Silbury Boulevard, Milton Keynes, MK9 2AD, England
Nature of business: Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul David Barnes	Director	Mar 1979	16 Jan 2018	2 other companies
Gary John Prewett	Director	Sep 1969	1 Feb 2021	1 other company
Stuart Cross	Director	May 1970	27 Feb 2024	None
Darren William John Sharkey	Director	Jul 1970	27 Feb 2024	114 other companies
Andy Thompson	Director	Nov 1968	27 Feb 2024	18 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 117
closed down: 58
went insolvent: 7

In the full report: all 117 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
The 7 that went into liquidation or administration
The 22 on the FCA register, including 4 no longer authorised
The 18 companies these 5 directors run together
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2024Full accountsNot audited

Total equity

£73.6k

No earlier figure to compare

Cash at bank

£42.6k

−28% from £59.5k

Employees (average)

14

+17% from 12

Owed within a year

£340k

+174% from £124k

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11151651. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finli (PDB)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2025

17 June 2025

Changed its registered name from "PDB Wealth Partners Ltd"

FCA register

2024

27 February 2024

Finli Advice Holdings Limited took control (75–100% of shares)
Paul David Barnes stopped being a part-owner
Rebecca Lanning stopped being a part-owner

Companies House

2018

21 February 2018

Became an appointed representative

FCA register

16 January 2018

Incorporated at Companies House
Paul David Barnes became a part-owner (25–50% of shares)
Rebecca Lanning became a part-owner (25–50% of shares)

Companies House

In the full report: all 16 events

All 16 events in its history (8 shown here)
Every director appointment and resignation: 7

Firms connected to Finli (PDB)

Other FCA-listed firms that share a director, phone number or address with Finli (PDB). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 3
share its postcode: 1

In the full report: all 4 connected firms, named

How each is linked: shared directors (3), the same postcode (1)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Finli (PDB)

Other firms of the same type (financial adviser), nearest first.

In Talbot Green

Vale Independent Financial Advisers LimitedTalbot GreenAuthorised

In the Cardiff (CF) postcode area

Abram Partnership LtdCardiffAppointed representative Acura Wealth LtdCowbridgeAppointed representative Adam Hughes Wealth Management LtdCardiffAppointed representative Anchorage Wealth & PlanningCowbridgeAppointed representative Andrew PrattCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finli (PDB)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

117 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 16 events in its history
4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Finli (PDB) Ltd FCA authorised?

Finli (PDB) Ltd (FRN 802430) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Finli (PDB)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finli (PDB) Ltd (FRN 802430) is an AR of Finli (G&P) Ltd (FRN 142752). When you use Finli (PDB)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finli (PDB), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Finli (PDB)’s phone number and website?

The FCA register lists the phone number 01443 222255 and the website pdbwealth.co.uk for Finli (PDB). If you were given different contact details, use these to check with the firm before going any further.

Is Finli (PDB) a scam or clone?

Finli (PDB) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Finli (PDB)?

Protection works through Finli (G&P) Ltd, the principal firm responsible for Finli (PDB)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Finli (PDB)?

Finli (PDB) is owned by Finli Advice Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 27 February 2024. Before that, it was controlled by Mr Paul David Barnes and Ms Rebecca Lanning.

Who runs Finli (PDB)?

Companies House lists 5 directors of Finli (PDB): Paul David Barnes, Gary John Prewett, Stuart Cross, Darren William John Sharkey and Andy Thompson.

How long has Finli (PDB) been in business?

The company was formed on 16 January 2018.

What do Finli (PDB)’s latest accounts show?

Its latest accounts, to 31 January 2024, show total equity of £73.6k (no earlier figure to compare) and cash at bank of £42.6k (−28% from £59.5k).

Does Finli (PDB) use any other names?

It trades as Finli. It has previously used the name PDB Wealth Partners Ltd.