FinPayTech Ltd

Reference number: 900144

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Registered with the FCA

This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When finpaytech.co first appeared online, and whether it can receive email
  • What kind of line 020 3538 5109 is
  • Who else gives the postcode EC2M 4PL
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Emaal Trading name
  • FinPay Trading name
  • FinPayTech Global Solution Ltd Former name
  • FinPayTech Limited Former name
  • OG Trading (Distributors) Ltd Former name
  • AMOAH GLOBAL Former trading name
  • InfinitCard Former trading name
  • PayWallet Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08659844
Company status
Active
Company type
Private limited company
Incorporated
21 August 2013 (13 years old)
Registered office
Office 07-107 8 Devonshire Square, London, EC2M 4PL, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ibrahim Ahmed Adam Director Jul 1984 14 Apr 2025 None
Shukaiba Ghafoor Director Aug 1993 10 Jan 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£12.2k

+27% from £9,614

Employees (average)

0

−100% from 2

Owed within a year

£72.0k

+299% from £18.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08659844. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FinPayTech’s history from the FCA register and Companies House, newest first.

Key events (12) All events (34)

2026

13 July 2026

  • Nyron Hugh Parr stopped being a part-owner

Companies House

2025

14 April 2025

  • Ibrahim Ahmed Adam took control (75–100% of shares)

Companies House

2022

9 June 2022

  • Changed its registered name from "FinPayTech Limited"

FCA register

17 May 2022

  • Nyron Hugh Parr became a part-owner (25–50% of shares)

Companies House

16 May 2022

  • Board replaced: its only director left and a new director took over
  • Richard Amoah gave up control

Companies House

10 March 2022

  • Changed its registered name from "FinPayTech Global Solution Ltd"

FCA register

2018

2 May 2018

  • Status on the FCA register became "Small Electronic Money Institution"

FCA register

2016

21 August 2016

  • Richard Amoah took control (75–100% of shares)

Companies House

2015

26 January 2015

  • Changed its registered name from "OG Trading (Distributors) Ltd"

FCA register

2014

12 June 2014

  • Regulated by the FCA from this date

FCA register

2013

21 August 2013

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (12 shown here)
  • Every director appointment and resignation: 12
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Firms connected to FinPayTech

Other FCA-listed firms that share a director, phone number or address with FinPayTech. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share a director
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like FinPayTech

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FinPayTech

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 34 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is FinPayTech Ltd FCA authorised?
Yes, FinPayTech Ltd (FRN 900144) is registered with the FCA and permitted to provide its regulated services.
What is FinPayTech’s phone number and website?
The FCA register lists the phone number 020 3538 5109 and the website finpaytech.co for FinPayTech. If you were given different contact details, use these to check with the firm before going any further.
Is FinPayTech a scam or clone?
FinPayTech is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FinPayTech?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about FinPayTech to the Financial Ombudsman Service, free of charge.
Who owns FinPayTech?
Companies House lists one person with significant control of FinPayTech: Mr Ibrahim Ahmed Adam (75–100% of shares). Before that, it was controlled by Mr Richard Amoah and Mr Nyron Hugh Parr.
Who runs FinPayTech?
Companies House lists 2 directors of FinPayTech: Ibrahim Ahmed Adam and Shukaiba Ghafoor.
How long has FinPayTech been in business?
The company was formed on 21 August 2013, and has held its current FCA authorisation since May 2018.
What do FinPayTech’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £12.2k (+27% from £9,614).
Does FinPayTech use any other names?
It trades as Emaal and FinPay. It has previously used 6 other names, including FinPayTech Global Solution Ltd, FinPayTech Limited and OG Trading (Distributors) Ltd.

Sources and links

The full report on FinPayTech Ltd

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