Finseta Payment Solutions Ltd

Reference number: 941406

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When finseta.com first appeared online, and whether it can receive email
  • What kind of line 020 3971 4865 is
  • Who else gives the postcode EC2R 7DJ
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Cornerstone Trading name
  • Cornerstone FS Trading name
  • Finseta Trading name
  • Cornerstone Payment Solutions Ltd Former name
  • FXPRESS PAYMENT SERVICES LTD Former name
  • FXPress Former trading name
  • PlutusFX Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FINSETA PAYMENT SOLUTIONS LIMITED
Company number
NI602461
Company status
Active
Company type
Private limited company
Incorporated
12 March 2010 (16 years old)
Registered office
1 Elmfield Avenue, Warrenpoint, Newry, County Down, BT34 3HQ, Northern Ireland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Jordanna Rachel Curtis Director Oct 1992 30 Jan 2023 None
James Richard Hickman Director Jun 1971 30 Jan 2023 2 other companies
Andrew James Richards Director Oct 1977 20 Feb 2026 3 other companies
Jordanna Rachel Curtis Secretary Not published 5 Feb 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 3 directors run together
  • All 17 people who have ever been directors, with their dates
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Key dates in its history

Finseta Payment Solutions’s history from the FCA register and Companies House, newest first.

Key events (10) All events (48)

2024

17 April 2024

  • Changed its registered name from "Cornerstone Payment Solutions Ltd"

FCA register

2022

4 April 2022

  • Changed its registered name from "FXPRESS PAYMENT SERVICES LTD"

FCA register

2021

4 August 2021

  • Became an authorised e-money institution

FCA register

2020

18 December 2020

  • Regulated by the FCA from this date

FCA register

9 September 2020

  • Cornerstone FS PLC took control (75–100% of shares)
  • Phillip Barry stopped being a part-owner

Companies House

2018

2 May 2018

  • John Paul Thwaytes stopped being a part-owner
  • Phillip Barry became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • John Paul Thwaytes became a part-owner (25–50% of shares)

Companies House

2010

12 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (10 shown here)
  • Every director appointment and resignation: 31
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Firms connected to Finseta Payment Solutions

Other FCA-listed firms that share a director, phone number or address with Finseta Payment Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Finseta Payment Solutions

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finseta Payment Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 48 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Finseta Payment Solutions Ltd FCA authorised?
Yes, Finseta Payment Solutions Ltd (FRN 941406) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2021 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Finseta Payment Solutions’ phone number and website?
The FCA register lists the phone number 020 3971 4865 and the website finseta.com for Finseta Payment Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Finseta Payment Solutions a scam or clone?
Finseta Payment Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finseta Payment Solutions?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Finseta Payment Solutions to the Financial Ombudsman Service, free of charge.
Who owns Finseta Payment Solutions?
Finseta Payment Solutions is owned by Cornerstone FS PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 September 2020. Before that, it was controlled by Mr Phillip Barry and Mr John Paul Thwaytes.
Who runs Finseta Payment Solutions?
Companies House lists 3 directors of Finseta Payment Solutions: Jordanna Rachel Curtis, James Richard Hickman and Andrew James Richards.
How long has Finseta Payment Solutions been in business?
The company was formed on 12 March 2010, and has held its current FCA authorisation since August 2021.
Does Finseta Payment Solutions use any other names?
It trades as Cornerstone, Cornerstone FS and Finseta. It has previously used 4 other names, including Cornerstone Payment Solutions Ltd, FXPRESS PAYMENT SERVICES LTD and FXPress.

Sources and links

The full report on Finseta Payment Solutions Ltd

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