Fiona Mary Ramage

Reference number: 551440

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Appointed representative

Fiona Mary Ramage does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fiona Mary Ramage (FRN 551440) is an AR of TenetLime Limited (FRN 311266). When you use Fiona Mary Ramage's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fiona Mary Ramage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01224 672485

  • Address

    37 Hillside Crescent, Westhill, Aberdeenshire, AB32 6PA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01224 672485 is
  • Who else gives the postcode AB32 6PA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Absolut Money Trading name: A name it trades under now.
  • Fiona Mary Grieve Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Fiona Mary Ramage’s history from the FCA register and Companies House, newest first.

2017

12 May 2017

  • Changed its registered name from "Fiona Mary Grieve"

FCA register

2011

19 May 2011

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Fiona Mary Ramage

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Aberdeen (AB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fiona Mary Ramage

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Fiona Mary Ramage FCA authorised?
Fiona Mary Ramage (FRN 551440) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fiona Mary Ramage?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fiona Mary Ramage (FRN 551440) is an AR of TenetLime Limited (FRN 311266). When you use Fiona Mary Ramage's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fiona Mary Ramage, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fiona Mary Ramage’s phone number?
The FCA register lists the phone number 01224 672485 for Fiona Mary Ramage. If you were given different contact details, use these to check with the firm before going any further.
Is Fiona Mary Ramage a scam or clone?
Fiona Mary Ramage is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fiona Mary Ramage?
Protection works through TenetLime Limited, the principal firm responsible for Fiona Mary Ramage's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Fiona Mary Ramage use any other names?
It trades as Absolut Money. It has previously used the name Fiona Mary Grieve.

Sources and links

The full report on Fiona Mary Ramage

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