Fire Financial Services Limited

Reference number: 900983

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3744 4444

  • Address

    Rise London, 41 Luke Street, London, EC2A 4DP, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3744 4444 is
  • Who else gives the postcode EC2A 4DP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fire Trading name: A name it trades under now.
  • fire.com Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 September 2018 (8 years old)
Registered office
The Rise 41 Luke Street, London, EC2A 4DP
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Colm Lyon Director Jun 1963 3 Sep 2018 None
Michael Charles Brian Smith Director Mar 1960 10 Sep 2018 None
Christopher Kevin Davies Director Sep 1955 22 Nov 2022 8 other companies
Colm Lyon Secretary Not published 24 Sep 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
still active
6

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2019Small company accountsNot audited

Total equity

£1

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11549793. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Fire Financial Services’s history from the FCA register and Companies House, newest first.

2019

28 June 2019

  • Regulated by the FCA from this date
  • Became an authorised e-money institution

FCA register

2018

3 September 2018

  • Incorporated at Companies House
  • Colm Lyon took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 9
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Firms like Fire Financial Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fire Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history

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Frequently asked questions about this firm

Is Fire Financial Services Limited FCA authorised?
Yes, Fire Financial Services Limited (FRN 900983) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Fire Financial Services’ phone number?
The FCA register lists the phone number 020 3744 4444 for Fire Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Fire Financial Services a scam or clone?
Fire Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fire Financial Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Fire Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Fire Financial Services?
Companies House lists one person with significant control of Fire Financial Services: Colm Lyon (75–100% of shares).
Who runs Fire Financial Services?
Companies House lists 3 directors of Fire Financial Services: Colm Lyon, Michael Charles Brian Smith and Christopher Kevin Davies.
How long has Fire Financial Services been in business?
The company was formed on 3 September 2018, and has held its current FCA authorisation since June 2019.
What do Fire Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2019, show total equity of £1 (no earlier figure to compare).
Does Fire Financial Services use any other names?
It trades as Fire and fire.com.

Sources and links

The full report on Fire Financial Services Limited

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