First Leasing UK Limited

Reference number: 976116

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WestWon Limited Reference number: 738235 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Leasing UK Limited (FRN 976116) is an AR of WestWon Limited (FRN 738235). When you use First Leasing UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First Leasing UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When scaffoldfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01494 506383 is
  • Who else gives the postcode NG31 8DW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Scaffold Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WestWon Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FIRST LEASING UK LTD
Company number
04401552
Company status
Active
Company type
Private limited company
Incorporated
22 March 2002 (24 years old)
Registered office
19 Langford Gardens, Grantham, NG31 8DW, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Carl James Redding Director Mar 1990 26 Jul 2021 1 other company
Carl James Redding Secretary Not published 4 Jan 2025 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£3,062

Up £10.5k from −£7,475

Employees (average)

2

+100% from 1

Owed within a year

£28.6k

+60% from £17.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04401552. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Leasing UK’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2024

31 December 2024

  • Jeremy Simon Hall no longer has significant control

Companies House

2022

20 May 2022

  • Became an appointed representative

FCA register

2021

26 July 2021

  • Carl James Redding became the majority owner (50–75% of shares)

Companies House

2020

30 September 2020

  • Jeremy Simon Hall gained significant control

Companies House

23 September 2020

  • Board replaced: its only director left and a new director took over
  • Paul David Connell gave up control

Companies House

2016

10 April 2016

  • Paul David Connell took control (75–100% of shares)

Companies House

2002

22 March 2002

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 13
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Firms like First Leasing UK

Other firms of the same type (credit broker), nearest first.

In Grantham

Jason Wong & Peter ButcherGranthamAppointed representativeSmart Money Solutions LtdGranthamAppointed representativeM.k.m. Building Supplies (Grantham) LimitedGranthamAppointed representativeDieci Telehandlers LtdGranthamAppointed representativePrime Comfort LtdGranthamAppointed representativeAlpha Asset Finance LtdGranthamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Leasing UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 22 events in its history

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Frequently asked questions about this firm

Is First Leasing UK Limited FCA authorised?
First Leasing UK Limited (FRN 976116) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Leasing UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Leasing UK Limited (FRN 976116) is an AR of WestWon Limited (FRN 738235). When you use First Leasing UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Leasing UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is First Leasing UK’s phone number and website?
The FCA register lists the phone number 01494 506383 and the website scaffoldfinance.co.uk for First Leasing UK. If you were given different contact details, use these to check with the firm before going any further.
Is First Leasing UK a scam or clone?
First Leasing UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Leasing UK?
Protection works through WestWon Limited, the principal firm responsible for First Leasing UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns First Leasing UK?
Companies House lists one person with significant control of First Leasing UK: Mr Carl James Redding (50–75% of shares). Before that, it was controlled by Mr Jeremy Simon Hall and Mr Paul David Connell.
Who runs First Leasing UK?
Companies House lists one director of First Leasing UK: Carl James Redding.
How long has First Leasing UK been in business?
The company was formed on 22 March 2002.
What do First Leasing UK’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3,062 (up £10.5k from −£7,475).
Does First Leasing UK use any other names?
It trades as Scaffold Finance.

Sources and links

The full report on First Leasing UK Limited

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