First Thought Financial Limited

Reference number: 971548

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When firstthoughtfinancial.com first appeared online, and whether it can receive email
  • What kind of line 01923 606808 is
  • Who else gives the postcode WD3 1AQ
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13836649
Company status
Active
Company type
Private limited company
Incorporated
10 January 2022 (4 years old)
Registered office
112-114 High Street, Rickmansworth, WD3 1AQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
William Michael Gibson Director Sep 1990 1 Aug 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

First Thought Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2023

8 March 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 March 2023

  • William Michael Gibson took control (75–100% of shares)

Companies House

2022

10 January 2022

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like First Thought Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Watford (WD) postcode area

Caroline O'ConnorWatfordAuthorisedCommercial Processing Centre LimitedBusheyAuthorisedFadders Consultancy LtdBorehamwoodAuthorisedGoldberg Steele Financial Services LimitedBusheyAuthorisedHorizon Mortgage Company LtdBorehamwoodRegisteredJLP Financial LimitedBorehamwoodAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Thought Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is First Thought Financial Limited FCA authorised?
Yes, First Thought Financial Limited (FRN 971548) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is First Thought Financial’s phone number and website?
The FCA register lists the phone number 01923 606808 and the website firstthoughtfinancial.com for First Thought Financial. If you were given different contact details, use these to check with the firm before going any further.
Is First Thought Financial a scam or clone?
First Thought Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Thought Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about First Thought Financial to the Financial Ombudsman Service, free of charge.
Who owns First Thought Financial?
Companies House lists one person with significant control of First Thought Financial: Mr William Michael Gibson (75–100% of shares).
Who runs First Thought Financial?
Companies House lists one director of First Thought Financial: William Michael Gibson.
How long has First Thought Financial been in business?
The company was formed on 10 January 2022, and has held its current FCA authorisation since March 2023.

Sources and links

The full report on First Thought Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…