Fiscal FX LTD: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are safeguarded
No FCA actions
Active company since 2019
Accounts filed up to 31 December 2023

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fiscalfx.co.uk (opens in a new tab)
Phone number

020 3995 4848
Address

20 Ironmonger Lane, London, City of London, EC2V 8EP, United Kingdom

In the full report: 3 background checks

When fiscalfx.co.uk first appeared online, and whether it can receive email
What kind of line 020 3995 4848 is
Who else gives the postcode EC2V 8EP

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
3. Executing payment transactions (no credit line)

Limits on what they may do

Agents

The firm will not onboard any agents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12149365 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 August 2019 (7 years old)
Registered office: C/O Kingswood, Sidings Court, Lakeside, Doncaster, South Yorkshire, DN4 5NU, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Archie Dean Scarborough	Director	Sep 1990	9 Aug 2019	3 other companies
Lydia Jane Scarborough	Director	Nov 1990	9 Aug 2019	2 other companies
Kurt Joseph Jansen	Director	Nov 1964	3 Apr 2023	3 other companies
Mark Robert Smith-Halvorsen	Director	Apr 1968	30 Apr 2025	4 other companies
Tejas Somaiya	Director	Aug 1979	26 Jan 2026	1 other company

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 12
closed down: 4
run together: 1

In the full report: all 12 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 5 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

16 months to 31 December 2023Small company accountsNot audited

Net assets

£114k

−19% from £142k

Cash at bank

£45.2k

−69% from £148k

Employees (average)

16

+45% from 11

Owed within a year

£239k

+284% from £62.3k

No turnover or profit for the 16 months to 31 December 2023: the accounts print them but do not tag them. The last tagged figures are £322k turnover and £145k profit, for the year to 31 August 2021.

* Cash at bank usually includes customers’ money.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12149365. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fiscal FX’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2024

15 March 2024

Regulated by the FCA from this date
FCA imposed a requirement (Agents)
Became an authorised payment institution

FCA register

2019

9 August 2019

Incorporated at Companies House
Archie Dean Scarborough became a part-owner (25–50% of shares)
Lydia Jane Scarborough became a part-owner (25–50% of shares)

Companies House

In the full report: all 21 events

All 21 events in its history (6 shown here)
Every director appointment and resignation: 15

Firms like Fiscal FX

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fiscal FX

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

12 other companies its directors have run, named
3 background checks on its contact details
All 21 events in its history

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Frequently asked questions about this firm

Is Fiscal FX LTD FCA authorised?

Yes, Fiscal FX LTD (FRN 998736) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2024 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.

What is Fiscal FX’s phone number and website?

The FCA register lists the phone number 020 3995 4848 and the website fiscalfx.co.uk for Fiscal FX. If you were given different contact details, use these to check with the firm before going any further.

Is Fiscal FX a scam or clone?

Fiscal FX is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Fiscal FX?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Fiscal FX to the Financial Ombudsman Service, free of charge.

Who owns Fiscal FX?

Companies House lists 2 people with significant control of Fiscal FX: Mr Archie Dean Scarborough (25–50% of shares) and Mrs Lydia Jane Scarborough (25–50% of shares).

Who runs Fiscal FX?

Companies House lists 5 directors of Fiscal FX: Archie Dean Scarborough, Lydia Jane Scarborough, Kurt Joseph Jansen, Mark Robert Smith-Halvorsen and Tejas Somaiya.

How long has Fiscal FX been in business?

The company was formed on 9 August 2019, and has held its current FCA authorisation since March 2024.

What do Fiscal FX’s latest accounts show?

Its latest accounts, to 31 December 2023, show net assets of £114k (−19% from £142k) and cash at bank of £45.2k (−69% from £148k).