Flagstone Group LTD

Reference number: 605504

Instant download

Scammers have impersonated this firm. The FCA has published 5 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When flagstoneim.com first appeared online, and whether it can receive email
  • What kind of line 020 3745 8130 is
  • Who else gives the postcode SW1Y 4EL
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Flagstone Trading name
  • Flagstone Investment Management Limited Former name
  • Flagstone Investment Management Ltd Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (3)
  • apply@flagstoneimsavers.com
  • apply@flagstoneuksavers.com
  • register@flagstonesavings.com
Fake websites (1)
  • flagstoneukportal.com
The 5 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • 7. Payment initiation services
  • 8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08528880
Company status
Active
Company type
Private limited company
Incorporated
14 May 2013 (13 years old)
Registered office
1st Floor Clareville House 27, Oxendon Street, London, SW1Y 4EL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Thatcher Director Jun 1972 14 May 2013 1 other company
Simon Paul Merchant Director Oct 1967 18 Sep 2014 6 other companies
Meredith Jacqueline Alice Williams Director Oct 1982 1 Apr 2022 3 other companies
Keegan Crosby Mitchell Director May 1991 23 Oct 2024 None
Takashi Bayard Moriuchi Director Feb 1973 23 Oct 2024 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 10 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Group accountsAudited

Turnover

£65.3m

+18% from £55.3m

Profit before tax

£4.39m

−18% from £5.33m

Net assets

£34.9m

+9.3% from £31.9m

Cash at bank

£19.2m

−37% from £30.3m

* Cash at bank usually includes customers’ money.

Turnover and profit

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 December 2022 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 December 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 08528880. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Flagstone Group’s history from the FCA register and Companies House, newest first.

Key events (13) All events (32)

2024

5 June 2024

  • Andrew John Thatcher gained significant control
  • Michael Mendez gained significant control
  • Simon Paul Merchant gained significant control

Companies House

2023

28 February 2023

  • Andrew John Thatcher stopped being a part-owner

Companies House

2022

28 July 2022

  • Changed its registered name from "Flagstone Investment Management Ltd"

FCA register

2021

5 October 2021

  • Changed its registered name from "Flagstone Investment Management Limited"

FCA register

31 August 2021

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

25 April 2018

  • No longer supervised by HMRC
  • Became an authorised payment institution

FCA register

2016

6 April 2016

  • Andrew John Thatcher became a part-owner (25–50% of shares)

Companies House

2013

19 August 2013

  • Regulated by the FCA from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

14 May 2013

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (13 shown here)
  • Every director appointment and resignation: 15
Instant PDF download

Firms connected to Flagstone Group

Other FCA-listed firms that share a director, phone number or address with Flagstone Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Flagstone Group

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flagstone Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 32 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Flagstone Group LTD FCA authorised?
Yes, Flagstone Group LTD (FRN 605504) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Flagstone Group’s phone number and website?
The FCA register lists the phone number 020 3745 8130 and the website flagstoneim.com for Flagstone Group. If you were given different contact details, use these to check with the firm before going any further.
Is Flagstone Group a scam or clone?
Scammers have impersonated Flagstone Group: the FCA has published 5 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Flagstone Group, shown on this page.
Is my money safe with Flagstone Group?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Flagstone Group to the Financial Ombudsman Service, free of charge.
Who owns Flagstone Group?
Companies House lists 3 people with significant control of Flagstone Group: Mr Simon Paul Merchant (can appoint and remove the board), Mr Andrew John Thatcher (can appoint and remove the board) and Mr Michael Mendez (significant influence or control). Before that, it was controlled by Andrew John Thatcher.
Who runs Flagstone Group?
Companies House lists 5 directors of Flagstone Group: Andrew John Thatcher, Simon Paul Merchant, Meredith Jacqueline Alice Williams, Keegan Crosby Mitchell and Takashi Bayard Moriuchi.
How long has Flagstone Group been in business?
The company was formed on 14 May 2013, and has held its current FCA authorisation since April 2018.
What do Flagstone Group’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £65.3m (+18% from £55.3m) and profit before tax of £4.39m (−18% from £5.33m).
Does Flagstone Group use any other names?
It trades as Flagstone. It has previously used 2 other names: Flagstone Investment Management Limited and Flagstone Investment Management Ltd.

Sources and links

The full report on Flagstone Group LTD

£19.99 · Instant PDF download

Loading secure checkout…