Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 March 2025
Responsible principal firm
FLEAR & THOMSON LIMITED Reference number: 309795 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Flear & Thomson (Stirling) Ltd (FRN 791864) is an AR of FLEAR & THOMSON LIMITED (FRN 309795). When you use Flear & Thomson (Stirling)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Flear & Thomson (Stirling), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 3, Kerse Road, Stirling, FK7 7LA, United Kingdom
In the full report: 2 background checks
- What kind of line 01786 476290 is
- Who else gives the postcode FK7 7LA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Flear & Thomson Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- FLEAR & THOMSON (STIRLING) LIMITED
- Company number
- SC575657 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 September 2017 (9 years old)
- Registered office
- 128-140 Pittencrieff Street, Dunfermline, KY12 8AN, United Kingdom
- Nature of business
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- Sale of new cars and light motor vehicles (SIC 45111)
- Sale of used cars and light motor vehicles (SIC 45112)
- Maintenance and repair of motor vehicles (SIC 45200)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Buchanan | Director | May 1968 | 7 Sep 2017 | 3 other companies |
| Scott Buchanan | Director | Dec 1975 | 7 Sep 2017 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£2.24m
+7.8% from £2.08m
Cash at bank
£1.19m
+55% from £764k
Owed within a year
£2.22m
+36% from £1.62m
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC575657. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Flear & Thomson (Stirling)’s history from the FCA register and Companies House, newest first.
2017
18 October 2017
- Became an appointed representative
FCA register
7 September 2017
- Incorporated at Companies House
- Flear & Thomson Limited took control (75–100% of shares)
- Paul Buchanan appointed as a director
- Scott Buchanan appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Flear & Thomson (Stirling)
Other FCA-listed firms that share a director, phone number or address with Flear & Thomson (Stirling). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Flear & Thomson (Stirling)
Other firms of the same type (car dealer), nearest first.
In Stirling
In the Falkirk (FK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Flear & Thomson (Stirling)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 5 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk