Fleet Mortgages Limited
Reference number: 654213
Instant download
On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
2nd Floor, Flagship House, Reading Road North, Fleet, Hampshire, GU51 4WP, United Kingdom
In the full report: 3 background checks
- When fleetmortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 01252 916800 is
- Who else gives the postcode GU51 4WP
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08663979 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 August 2013 (13 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Declan Ferguson | Director | Jan 1989 | 23 Jul 2021 | 7 other companies |
| Nicola Richardson | Director | May 1989 | 1 Apr 2022 | None |
| Stephen Philip Cox | Director | May 1970 | 24 Nov 2022 | 1 other company |
| Harriet Lorna Rees | Director | Jan 1990 | 21 Jun 2024 | 2 other companies |
| Manuela Torrijos Simon | Director | Dec 1971 | 1 Apr 2026 | None |
| Keith Joseph Algie | Director | Jan 1981 | 1 Apr 2026 | None |
| Joseph Gordon | Director | May 1983 | 27 May 2026 | None |
| Veronica Ridley | Secretary | Not published | 20 Dec 2024 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- still active
- 8
- are FCA-registered
- 3
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register, including one no longer authorised
- The 2 companies these 7 directors run together
- All 23 people who have ever been directors, with their dates
Key dates in its history
Fleet Mortgages’s history from the FCA register and Companies House, newest first.
2021
23 July 2021
- Andrew Marcus Galloway no longer has significant control
- Johannes Urbanus Vermeulen no longer has significant control
- Jonathan Geoffrey William Agnew no longer has significant control
- Keith Alan Murrell no longer has significant control
- Michael Roy Lane no longer has significant control
- Philip James Tebbatt no longer has significant control
- Robert Leslie Young no longer has significant control
- Starling Bank Limited took control (75–100% of shares)
- Sunny Ho Sun Lo no longer has significant control
- William Henry Salomon no longer has significant control
Companies House
2016
6 April 2016
- Andrew Marcus Galloway gained significant control
- Johannes Urbanus Vermeulen gained significant control
- Jonathan Geoffrey William Agnew gained significant control
- Keith Alan Murrell gained significant control
- Michael Roy Lane gained significant control
- Philip James Tebbatt gained significant control
- Robert Leslie Young gained significant control
- Sunny Ho Sun Lo gained significant control
- William Henry Salomon gained significant control
Companies House
2014
19 November 2014
- Registered with the FCA
FCA register
2013
27 August 2013
- Incorporated at Companies House
Companies House
In the full report: all 61 events
- All 61 events in its history (21 shown here)
- Every director appointment and resignation: 39
Firms connected to Fleet Mortgages
Other FCA-listed firms that share a director, phone number or address with Fleet Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- past link
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Fleet Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Fleet
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fleet Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- All 61 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Fleet Mortgages Limited FCA authorised?
What is Fleet Mortgages’ phone number and website?
Is Fleet Mortgages a scam or clone?
Is my money safe with Fleet Mortgages?
Who owns Fleet Mortgages?
Who runs Fleet Mortgages?
How long has Fleet Mortgages been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk