Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 November 2021
- On its latest accounts it owed £830 more than it owned
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Productivity Finance Ltd (FRN 809377) is an AR of AFS Compliance Ltd (FRN 625035). When you use Productivity Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Productivity Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
1st Floor, Linea House, Harvest Crescent, Ancells Business Park, Fleet, GU51 2UZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01276 608510 is, and the other firm that gives it
- Who else gives the postcode GU51 2UZ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Synergy Commercial Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11062445 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 November 2017 (8 years old)
- Registered office
- First Floor Linea House, Harvest Crescent, Fleet, GU51 2UZ, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas Edward Clarke | Director | May 1987 | 1 Apr 2024 | 3 other companies |
| Martin Paul Rigby | Director | Sep 1955 | 3 Mar 2026 | None |
| Julie Elizabeth Silvester | Director | Nov 1970 | 3 Mar 2026 | 35 other companies |
| Mohamed Aamir Noordin | Director | Sep 1971 | 1 Aug 2026 | 27 other companies |
| Aamir Noordin | Secretary | Not published | 3 Mar 2026 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 35
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 35 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 29 companies these 4 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£830
Up £11.1k from −£11.9k
Cash at bank
£2,366
Up £1,933 from £433
Employees (average)
2
−33% from 3
Owed within a year
£3,700
−71% from £12.8k
Total equity is negative: on its last balance sheet the company owed £830 more than it owned.
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11062445. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Productivity Finance’s history from the FCA register and Companies House, newest first.
2022
8 April 2022
- Fse Business Services Limited took control (75–100% of shares)
- Neil Antony Edwards gave up control
Companies House
14 January 2022
- Paul Martin Marston stopped being a part-owner
Companies House
2020
17 April 2020
- Asset Release Limited stopped being a part-owner
- Ket Services Ltd stopped being a part-owner
- Neil Antony Edwards took control (75–100% of shares)
- Paul Martin Marston became a part-owner (25–50% of shares)
Companies House
2018
17 May 2018
- Became an appointed representative
FCA register
25 April 2018
- Asset Release Limited became a part-owner (25–50% of shares)
Companies House
2017
14 November 2017
- Incorporated at Companies House
- Ket Services Ltd became a part-owner (25–50% of shares)
Companies House
In the full report: all 23 events
- All 23 events in its history (11 shown here)
- Every director appointment and resignation: 10
Firms connected to Productivity Finance
Other FCA-listed firms that share a director, phone number or address with Productivity Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Productivity Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In Fleet
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Productivity Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 35 other companies its directors have run, named
- 2 background checks on its contact details
- All 23 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk