Fleming & Cuthbert Ltd

Reference number: 981791

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fleming & Cuthbert Ltd (FRN 981791) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Fleming & Cuthbert's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fleming & Cuthbert, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 9334 4242

  • Address

    141 Mill Road, Ballyclare, BT39 9DZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 9334 4242 is
  • Who else gives the postcode BT39 9DZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fleming & Cuthbert Funeral Directors Trading name
  • Fleming & Cuthbert Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FLEMING & CUTHBERT LIMITED
Company number
NI066659
Company status
Active
Company type
Private limited company
Incorporated
17 October 2007 (19 years old)
Registered office
141 Mill Road, Ballyclare, County Antrim, BT39 9DZ
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
George Cuthbert Director Jul 1965 17 Oct 2007 None
Alan Fleming Director Apr 1970 17 Oct 2007 None
Alan Fleming Secretary Not published 17 Oct 2007 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.49m

+6.5% from £1.40m

Cash at bank

£746k

−19% from £923k

Employees (average)

9

Same as 9

Owed within a year

£87.2k

+74% from £50.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI066659. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fleming & Cuthbert’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2025

20 February 2025

  • Changed its registered name from "Fleming & Cuthbert Limited"
  • Changed its registered name from "Fleming & Cuthbert Ltd"

FCA register

2022

25 August 2022

  • Became an appointed representative

FCA register

2016

17 October 2016

  • Alan Fleming became a part-owner (25–50% of shares)
  • George Cuthbert became a part-owner (25–50% of shares)

Companies House

2007

17 October 2007

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Fleming & Cuthbert

Other FCA-listed firms that share a director, phone number or address with Fleming & Cuthbert. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fleming & Cuthbert

Other firms of the same type (funeral director), nearest first.

In the Belfast (BT) postcode area

Adrian McAteerCraigavonAppointed representativeAidan Connolly UndertakerEnniskillenAppointed representativeAlan FranceyBallymenaAppointed representativeAlan Gerald WrayCraigavonAppointed representativeAlice McKiernan, Michael McKiernan & John McKiernanColeraineAppointed representativeAnne Reid & William ReidBallynahinchAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fleming & Cuthbert

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fleming & Cuthbert Ltd FCA authorised?
Fleming & Cuthbert Ltd (FRN 981791) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fleming & Cuthbert?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fleming & Cuthbert Ltd (FRN 981791) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Fleming & Cuthbert's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fleming & Cuthbert, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fleming & Cuthbert’s phone number?
The FCA register lists the phone number 028 9334 4242 for Fleming & Cuthbert. If you were given different contact details, use these to check with the firm before going any further.
Is Fleming & Cuthbert a scam or clone?
Fleming & Cuthbert is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fleming & Cuthbert?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Fleming & Cuthbert's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fleming & Cuthbert?
Companies House lists 2 people with significant control of Fleming & Cuthbert: Mr Alan Fleming (25–50% of shares) and Mr George Cuthbert (25–50% of shares).
Who runs Fleming & Cuthbert?
Companies House lists 2 directors of Fleming & Cuthbert: George Cuthbert and Alan Fleming.
How long has Fleming & Cuthbert been in business?
The company was formed on 17 October 2007.
What do Fleming & Cuthbert’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.49m (+6.5% from £1.40m) and cash at bank of £746k (−19% from £923k).
Does Fleming & Cuthbert use any other names?
It trades as Fleming & Cuthbert Funeral Directors. It has previously used the name Fleming & Cuthbert Limited.

Sources and links

The full report on Fleming & Cuthbert Ltd

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