Fleurets Ltd

Reference number: 458176

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Fleurets Ltd (FRN 458176) introduces customers to Business Mortgage Solutions (FRN 734594). Any regulated advice or arranging is done by the principal, not Fleurets.
  • Example: if Fleurets refers you to a financial adviser, the advice should come from the principal firm, not from Fleurets itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fleurets.com first appeared online, and whether it can receive email
  • What kind of line 020 7280 4700 is
  • Who else gives the postcode WC1N 2JX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Business Mortgage Solutions, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FLEURETS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
22 February 1988 (38 years old)
Registered office
72-75 Marylebone High Street, London, United Kingdom, W1U 5JW, England
Nature of business
  • Real estate agencies (SIC 68310)
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Calum Campbell Director Jul 1969 8 Jun 2026 None
Leslie Mcandrew Director May 1965 8 Jun 2026 8 other companies
Keith Watters Director Sep 1978 8 Jun 2026 None
Jennifer Doran Director Aug 1983 8 Jun 2026 6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
1
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 4 directors run together
  • All 21 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£2.16m

<1% from £2.15m

Cash at bank

£55.8k

−36% from £86.9k

Employees (average)

31

−3.1% from 32

Owed within a year

£409k

−3.8% from £425k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02223330. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fleurets’s history from the FCA register and Companies House, newest first.

2026

8 June 2026

  • Board replaced: all 6 directors left and 4 new directors took over
  • Fleurets Holdings Ltd gave up control
  • Graham + Sibbald Holdco Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Fleurets Holdings Ltd took control (75–100% of shares)

Companies House

2006

5 October 2006

  • Became an introducer appointed representative

FCA register

1988

22 February 1988

  • Incorporated at Companies House

Companies House

In the full report: all 40 events

  • All 40 events in its history (6 shown here)
  • Every director appointment and resignation: 34
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Firms connected to Fleurets

Other FCA-listed firms that share a director, phone number or address with Fleurets. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fleurets

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fleurets

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 40 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fleurets Ltd FCA authorised?
Fleurets Ltd (FRN 458176) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Fleurets?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Fleurets Ltd (FRN 458176) introduces customers to Business Mortgage Solutions (FRN 734594). Any regulated advice or arranging is done by the principal, not Fleurets. Example: if Fleurets refers you to a financial adviser, the advice should come from the principal firm, not from Fleurets itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fleurets’ phone number and website?
The FCA register lists the phone number 020 7280 4700 and the website fleurets.com for Fleurets. If you were given different contact details, use these to check with the firm before going any further.
Is Fleurets a scam or clone?
Fleurets is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fleurets?
Protection works through Business Mortgage Solutions, the principal firm responsible for Fleurets's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fleurets?
Fleurets is owned by Graham + Sibbald Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 June 2026. Before that, it was controlled by Fleurets Holdings Ltd.
Who runs Fleurets?
Companies House lists 4 directors of Fleurets: Calum Campbell, Leslie McAndrew, Keith Watters and Jennifer Doran.
How long has Fleurets been in business?
The company was formed on 22 February 1988.
What do Fleurets’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £2.16m (<1% from £2.15m) and cash at bank of £55.8k (−36% from £86.9k).

Sources and links

The full report on Fleurets Ltd

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