Flex Instant Services Limited

Reference number: 725255

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When flexinstantpay.com first appeared online, and whether it can receive email
  • What kind of line 07455 530226 is
  • Who else gives the postcode E7 8PD
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Flex Instant Money Trading name
  • Flex Instant Pay Trading name
  • FLEXPAY Trading name
  • Flex Money Transfer and Bureau De Change Ltd Former name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09844554
Company status
Active
Company type
Private limited company
Incorporated
27 October 2015 (10 years old)
Registered office
92 Shaftesbury Road, Green Street Unit 5, London, E7 8PD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alamzeb Sangar Director Nov 1995 1 Dec 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£33.5k

−33% from £50.4k

Employees (average)

4

Same as 4

Owed within a year

£111k

−13% from £128k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09844554. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Flex Instant Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2024

4 April 2024

  • Mohamed Sinera stopped being a part-owner
  • Musa Bah stopped being a part-owner

Companies House

2023

14 December 2023

  • Alamzeb Sangar took control (75–100% of shares)

Companies House

2018

28 August 2018

  • Registered as a small payment institution

FCA register

2016

26 October 2016

  • Mohamed Sinera became a part-owner (25–50% of shares)
  • Musa Bah became a part-owner (25–50% of shares)

Companies House

18 August 2016

  • Changed its registered name from "Flex Money Transfer and Bureau De Change Ltd"

FCA register

22 March 2016

  • Regulated by the FCA from this date

FCA register

2015

4 December 2015

  • Supervised by HMRC under the money laundering rules from this date

FCA register

27 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms like Flex Instant Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flex Instant Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Flex Instant Services Limited FCA authorised?
Yes, Flex Instant Services Limited (FRN 725255) is registered with the FCA and permitted to provide its regulated services.
What is Flex Instant Services’ phone number and website?
The FCA register lists the phone number 07455 530226 and the website flexinstantpay.com for Flex Instant Services. If you were given different contact details, use these to check with the firm before going any further.
Is Flex Instant Services a scam or clone?
Flex Instant Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Flex Instant Services?
Protection depends on which product you hold and how Flex Instant Services handles your money, so check the specific product before you commit. You can also refer complaints about Flex Instant Services to the Financial Ombudsman Service, free of charge.
Who owns Flex Instant Services?
Companies House lists one person with significant control of Flex Instant Services: Mr Alamzeb Sangar (75–100% of shares). Before that, it was controlled by Mr Musa Bah and Mohamed Sinera.
Who runs Flex Instant Services?
Companies House lists one director of Flex Instant Services: Alamzeb Sangar.
How long has Flex Instant Services been in business?
The company was formed on 27 October 2015, and has held its current FCA authorisation since August 2018.
What do Flex Instant Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £33.5k (−33% from £50.4k).
Does Flex Instant Services use any other names?
It trades as Flex Instant Money, Flex Instant Pay and FLEXPAY. It has previously used the name Flex Money Transfer and Bureau De Change Ltd.

Sources and links

The full report on Flex Instant Services Limited

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