FLG Mortgages LTD

Reference number: 1015190

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FLG Mortgages LTD (FRN 1015190) is an AR of TMG Direct Limited (FRN 786245). When you use FLG Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FLG Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 419035

  • Address

    11 Market Place, Longridge, Preston, Lancashire, PR3 3RS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 419035 is
  • Who else gives the postcode PR3 3RS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Felipe Garcia Mortgages & Protection Trading name
  • FLG Mortgages Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15148451
Company status
Active
Company type
Private limited company
Incorporated
19 September 2023 (3 years old)
Registered office
11 Market Place, Longridge, Preston, PR3 3RS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Felipe Leslie Garcia Director Aug 1986 19 Sep 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£6,750

+275% from £1,799

Owed within a year

£2,427

+118% from £1,115

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15148451. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FLG Mortgages’s history from the FCA register and Companies House, newest first.

2024

24 October 2024

  • Began trading as "Felipe Garcia Mortgages & Protection"

FCA register

18 October 2024

  • Changed its registered name from "Felipe Garcia Mortgages & Protection"

FCA register

28 August 2024

  • Changed its registered name from "FLG Mortgages Limited"
  • Became an appointed representative

FCA register

2023

19 September 2023

  • Incorporated at Companies House
  • Felipe Leslie Garcia took control (75–100% of shares)
  • Felipe Leslie Garcia appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like FLG Mortgages

Other firms of the same type (insurance broker), nearest first.

In Preston

J E Oliver, A J Lovelock & J RigbyPrestonAppointed representativeCompare 365 LtdPrestonAppointed representativeFulwood Insurance Services LimitedPrestonAppointed representativeGeoffrey McClurePrestonAppointed representativeGoods In Transit Claims Management LLPPrestonAppointed representativeGornall Healthcare Solutions LimitedPrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FLG Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is FLG Mortgages LTD FCA authorised?
FLG Mortgages LTD (FRN 1015190) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FLG Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FLG Mortgages LTD (FRN 1015190) is an AR of TMG Direct Limited (FRN 786245). When you use FLG Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from FLG Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is FLG Mortgages’ phone number?
The FCA register lists the phone number 01772 419035 for FLG Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is FLG Mortgages a scam or clone?
FLG Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FLG Mortgages?
Protection works through TMG Direct Limited, the principal firm responsible for FLG Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns FLG Mortgages?
Companies House lists one person with significant control of FLG Mortgages: Mr Felipe Leslie Garcia (75–100% of shares).
Who runs FLG Mortgages?
Companies House lists one director of FLG Mortgages: Felipe Leslie Garcia.
How long has FLG Mortgages been in business?
The company was formed on 19 September 2023.
What do FLG Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £6,750 (+275% from £1,799).
Does FLG Mortgages use any other names?
It trades as Felipe Garcia Mortgages & Protection. It has previously used the name FLG Mortgages Limited.

Sources and links

The full report on FLG Mortgages LTD

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