Appointed representative
J E Oliver, A J Lovelock & J Rigby does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- J E Oliver, A J Lovelock & J Rigby (FRN 407946) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use J E Oliver, A J Lovelock & J Rigby's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from J E Oliver, A J Lovelock & J Rigby, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Holborn House, Caxton Road, Fulwood, Preston, Lancashire, PR2 9ZZ, United Kingdom
In the full report: 3 background checks
- When nfumutual.co.uk first appeared online, and whether it can receive email
- What kind of line 0845 330 8155 is
- Who else gives the postcode PR2 9ZZ
Other names (14)
If you were contacted under any of these names, it is this firm.
- G P Martland Former name: A name it was registered under before.
- G P Martland & M J Partington Former name: A name it was registered under before.
- J E Oliver, A J Lovelock, J Rigby & J T Diaper Former name: A name it was registered under before.
- J E Oliver, A J Lovelock, J Rigby & S Grundy Former name: A name it was registered under before.
- J E Oliver, G Clifton & A J Lovelock Former name: A name it was registered under before.
- J E Oliver, N J Murphy, A J Lovelock & J Rigby Former name: A name it was registered under before.
- J E Oliver, N J Murphy, A J Lovelock, J Rigby & J Diaper Former name: A name it was registered under before.
- J E Oliver, N J Murphy, G Clifton, A J Lovelock & J Rigby Former name: A name it was registered under before.
- J Oliver, A J Lovelock & G Clifton Former name: A name it was registered under before.
- J Oliver, G Clifton & A J Lovelock Former name: A name it was registered under before.
- J Oliver & M J Partington Former name: A name it was registered under before.
- Jo Oliver Former name: A name it was registered under before.
- Robin & Martland Former name: A name it was registered under before.
- Oliver, Murphy, Clifton, Lovelock & Rigby Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
J E Oliver, A J Lovelock & J Rigby’s history from the FCA register and Companies House, newest first.
2026
6 January 2026
- Changed its registered name from "J E Oliver, A J Lovelock, J Rigby"
FCA register
2025
12 November 2025
- Changed its registered name from "J E Oliver, A J Lovelock, J Rigby & S Grundy"
FCA register
14 October 2025
- Changed its registered name from "J E Oliver, A J Lovelock & J Rigby"
FCA register
19 March 2025
- Changed its registered name from "J E Oliver, A J Lovelock, J Rigby & J T Diaper"
FCA register
2022
20 January 2022
- Changed its registered name from "J E Oliver, N J Murphy, A J Lovelock, J Rigby & J Diaper"
FCA register
2021
3 September 2021
- Changed its registered name from "J E Oliver, N J Murphy, A J Lovelock & J Rigby"
FCA register
10 June 2021
- Changed its registered name from "J E Oliver, N J Murphy, G Clifton, A J Lovelock & J Rigby"
- Stopped trading as "Oliver, Murphy, Clifton, Lovelock & Rigby"
FCA register
18 February 2021
- Changed its registered name from "J E Oliver, G Clifton & A J Lovelock"
- Began trading as "Oliver, Murphy, Clifton, Lovelock & Rigby"
FCA register
2018
8 March 2018
- Changed its registered name from "J Oliver, G Clifton & A J Lovelock"
FCA register
2016
23 June 2016
- Changed its registered name from "J Oliver, A J Lovelock & G Clifton"
FCA register
19 May 2016
- Changed its registered name from "Jo Oliver"
FCA register
2015
23 July 2015
- Changed its registered name from "J Oliver & M J Partington"
FCA register
2014
31 March 2014
- Changed its registered name from "G P Martland & M J Partington"
FCA register
20 February 2014
- Changed its registered name from "G P Martland"
FCA register
2013
29 October 2013
- Changed its registered name from "Robin & Martland"
FCA register
2005
14 January 2005
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to J E Oliver, A J Lovelock & J Rigby
Other FCA-listed firms that share a director, phone number or address with J E Oliver, A J Lovelock & J Rigby. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like J E Oliver, A J Lovelock & J Rigby
Other firms of the same type (insurance broker), nearest first.
In Preston
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on J E Oliver, A J Lovelock & J Rigby
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
- All 18 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is J E Oliver, A J Lovelock & J Rigby FCA authorised?
What does appointed representative mean for J E Oliver, A J Lovelock & J Rigby?
What is J E Oliver, A J Lovelock & J Rigby’s phone number and website?
Is J E Oliver, A J Lovelock & J Rigby a scam or clone?
Is my money safe with J E Oliver, A J Lovelock & J Rigby?
Does J E Oliver, A J Lovelock & J Rigby use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk