Focus Motor Store Ltd

Reference number: 849659

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FOCUS MOTOR STORE LTD (FRN 849659) is an AR of Automotive Compliance Limited (FRN 497010). When you use FOCUS MOTOR STORE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FOCUS MOTOR STORE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When focusmotorstore.com first appeared online, and whether it can receive email
  • What kind of line 07590 568621 is
  • Who else gives the postcode DG2 9DX
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Focus Motor Store Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC636446
Company status
Active
Company type
Private limited company
Incorporated
18 July 2019 (7 years old)
Registered office
51 Newall Terrace, Dumfries, DG1 1LN, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Jane Fusco Director Nov 1982 18 Jul 2019 None
Ryan Joseph Higginson Director Aug 1993 12 Mar 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£684k

+15% from £595k

Cash at bank

£333k

−47% from £623k

Employees (average)

32

+6.7% from 30

Owed within a year

£596k

−12% from £679k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC636446. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Focus Motor Store’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2024

5 July 2024

  • Changed its registered name from "Focus Motor Store Limited"

FCA register

2019

4 December 2019

  • Became an appointed representative

FCA register

18 July 2019

  • Incorporated at Companies House
  • Lorna Stewart Fusco gained 25–50% of the votes
  • Michael Vincent Fusco took control (75–100% of shares)
  • Nicola Jane Fusco gained significant control

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Focus Motor Store

Other firms of the same type (car dealer), nearest first.

In Dumfries

James Haugh (Dumfries) LimitedDumfriesAppointed representativeBalmoral Road Car Sales and Service LtdDumfriesAuthorisedHolywood Service Station LimitedDumfriesAuthorisedIrongray Auto Centre LtdDumfriesAuthorisedKlic Cars LimitedDumfriesAuthorisedParkdale Garage LimitedDumfriesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Focus Motor Store

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Focus Motor Store Ltd FCA authorised?
Focus Motor Store Ltd (FRN 849659) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Focus Motor Store?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Focus Motor Store Ltd (FRN 849659) is an AR of Automotive Compliance Limited (FRN 497010). When you use Focus Motor Store's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Focus Motor Store, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Focus Motor Store’s phone number and website?
The FCA register lists the phone number 07590 568621 and the website focusmotorstore.com for Focus Motor Store. If you were given different contact details, use these to check with the firm before going any further.
Is Focus Motor Store a scam or clone?
Focus Motor Store is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Focus Motor Store?
Protection works through Automotive Compliance Limited, the principal firm responsible for Focus Motor Store's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Focus Motor Store?
Companies House lists 3 people with significant control of Focus Motor Store: Mr Michael Vincent Fusco (75–100% of shares), Mrs Lorna Stewart Fusco (25–50% of votes) and Miss Nicola Jane Fusco (significant influence or control).
Who runs Focus Motor Store?
Companies House lists 2 directors of Focus Motor Store: Nicola Jane Fusco and Ryan Joseph Higginson.
How long has Focus Motor Store been in business?
The company was formed on 18 July 2019.
What do Focus Motor Store’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £684k (+15% from £595k) and cash at bank of £333k (−47% from £623k).
Does Focus Motor Store use any other names?
It has previously used the name Focus Motor Store Limited.

Sources and links

The full report on Focus Motor Store Ltd

£19.99 · Instant PDF download

Loading secure checkout…