Focus Motor Store Ltd

Reference number: 846892

Instant download

Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Responsible principal firm

PAYPOINT PAYMENT SERVICES LIMITED Reference number: 608277 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01387 267835

  • Address

    130-132 Terregles Street, Dumfries, Dumfries and Galloway, DG2 9DX, United Kingdom

In the full report: 2 background checks

  • What kind of line 01387 267835 is
  • Who else gives the postcode DG2 9DX
Instant PDF download

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC636446
Company status
Active
Company type
Private limited company
Incorporated
18 July 2019 (7 years old)
Registered office
Cairnsmore House Crichton Business Park, Bankend Road, Dumfries, DG1 4GW, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Jane Fusco Director Nov 1982 18 Jul 2019 None
Ryan Joseph Higginson Director Aug 1993 12 Mar 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£684k

+15% from £595k

Cash at bank

£333k

−47% from £623k

Employees (average)

32

+6.7% from 30

Owed within a year

£596k

−12% from £679k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC636446. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Focus Motor Store’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2019

7 August 2019

  • Status on the FCA register became "PSD Agent"

FCA register

18 July 2019

  • Incorporated at Companies House
  • Lorna Stewart Fusco gained 25–50% of the votes
  • Michael Vincent Fusco took control (75–100% of shares)
  • Nicola Jane Fusco gained significant control

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Get the full report on Focus Motor Store

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Focus Motor Store Ltd FCA authorised?
Focus Motor Store Ltd (FRN 846892) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Focus Motor Store’s phone number?
The FCA register lists the phone number 01387 267835 for Focus Motor Store. If you were given different contact details, use these to check with the firm before going any further.
Is Focus Motor Store a scam or clone?
Focus Motor Store is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Focus Motor Store?
Focus Motor Store is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Focus Motor Store?
Companies House lists 3 people with significant control of Focus Motor Store: Mr Michael Vincent Fusco (75–100% of shares), Mrs Lorna Stewart Fusco (25–50% of votes) and Miss Nicola Jane Fusco (significant influence or control).
Who runs Focus Motor Store?
Companies House lists 2 directors of Focus Motor Store: Nicola Jane Fusco and Ryan Joseph Higginson.
How long has Focus Motor Store been in business?
The company was formed on 18 July 2019.
What do Focus Motor Store’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £684k (+15% from £595k) and cash at bank of £333k (−47% from £623k).

Sources and links

The full report on Focus Motor Store Ltd

£19.99 · Instant PDF download

Loading secure checkout…