Forbes Financial Ltd

Reference number: 481036

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Forbes Financial Ltd (FRN 481036) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Forbes Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Forbes Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When forbesfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01892 527494 is
  • Who else gives the postcode TN1 1YT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Matthew Forbes Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FORBES FINANCIAL LIMITED
Company number
06106122
Company status
Active
Company type
Private limited company
Incorporated
14 February 2007 (19 years old)
Registered office
Suite 9 Rockfield House 512 Darwen Road, Bromley Cross, Bolton, BL7 9DX, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Alexander Forbes Director Mar 1975 26 Feb 2007 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
still active
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£2,000

−99% from £190k

Employees (average)

4

−33% from 6

Owed within a year

£213k

+40% from £152k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06106122. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forbes Financial’s history from the FCA register and Companies House, newest first.

2025

3 February 2025

  • Natalie Alicia Forbes stopped being a part-owner

Companies House

2016

6 April 2016

  • Matthew Alexander Forbes became a part-owner (25–50% of shares)
  • Natalie Alicia Forbes became a part-owner (25–50% of shares)

Companies House

2010

16 September 2010

  • Changed its registered name from "Matthew Forbes"

FCA register

14 June 2010

  • Began trading as "Forbes Financial"

FCA register

2008

1 April 2008

  • Became an appointed representative

FCA register

2007

26 February 2007

  • Matthew Alexander Forbes appointed as a director

Companies House

14 February 2007

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Forbes Financial

Other firms of the same type (financial adviser), nearest first.

In Tunbridge Wells

Adam WillingaleTunbridge WellsAppointed representativeAutumn Financial Planning LimitedTunbridge WellsAppointed representativeEnbrook Wealth LimitedTunbridge WellsAppointed representativeEquilibrium Wealth LimitedTunbridge WellsAppointed representativeGareth MunnTunbridge WellsAppointed representativeGreenstone Financial Planning LtdTunbridge WellsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forbes Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Forbes Financial Ltd FCA authorised?
Forbes Financial Ltd (FRN 481036) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Forbes Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Forbes Financial Ltd (FRN 481036) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Forbes Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Forbes Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Forbes Financial’s phone number and website?
The FCA register lists the phone number 01892 527494 and the website forbesfinancial.co.uk for Forbes Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Forbes Financial a scam or clone?
Forbes Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forbes Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Forbes Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Forbes Financial?
Companies House lists one person with significant control of Forbes Financial: Mr Matthew Alexander Forbes (25–50% of shares). Before that, it was controlled by Mrs Natalie Alicia Forbes.
Who runs Forbes Financial?
Companies House lists one director of Forbes Financial: Matthew Alexander Forbes.
How long has Forbes Financial been in business?
The company was formed on 14 February 2007.
What do Forbes Financial’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £2,000 (−99% from £190k).
Does Forbes Financial use any other names?
It has previously used the name Matthew Forbes.

Sources and links

The full report on Forbes Financial Ltd

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