Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Frenkel Topping Limited Reference number: 145186 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Forte Wealth Management Limited (FRN 796645) is an AR of Frenkel Topping Limited (FRN 145186). When you use Forte Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Forte Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Frenkel House, 15 Carolina Way, Salford, Greater Manchester, M50 2ZY, United Kingdom
In the full report: 2 background checks
- What kind of line 0161 886 8000 is, and the 6 other firms that give it
- Who else gives the postcode M50 2ZY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Obiter Wealth Management Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Frenkel Topping Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10927503 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 August 2017 (9 years old)
- Registered office
- Frenkel House 15 Carolina Way, Salford, Manchester, M50 2ZY, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Cullen Fraser | Director | Dec 1959 | 29 Nov 2017 | 35 other companies |
| Mark Stuart Holt | Director | Oct 1976 | 29 Nov 2017 | 20 other companies |
| Elaine Nicola Cullen-Grant | Director | Jan 1975 | 28 Apr 2020 | 28 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 10
- are FCA-registered
- 6
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register
- The 33 companies these 3 directors run together
- All 6 people who have ever been directors, with their dates
Key dates in its history
Forte Wealth Management’s history from the FCA register and Companies House, newest first.
2025
12 August 2025
- Changed its registered name from "Obiter Wealth Management Limited"
FCA register
2017
15 December 2017
- Became an appointed representative
FCA register
27 November 2017
- Frenkel Topping Group Limited took control (75–100% of shares)
- Inhoco Formations Limited gave up control
Companies House
22 August 2017
- Incorporated at Companies House
- Inhoco Formations Limited took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Forte Wealth Management
Other FCA-listed firms that share a director, phone number or address with Forte Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 6
- share its phone number
- 6
In the full report: all 6 connected firms, named
- How each is linked: shared directors (6), the same phone number (6), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Forte Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Salford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Forte Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 2 background checks on its contact details
- All 11 events in its history
- 6 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Forte Wealth Management Limited FCA authorised?
What does appointed representative mean for Forte Wealth Management?
What is Forte Wealth Management’s phone number?
Is Forte Wealth Management a scam or clone?
Is my money safe with Forte Wealth Management?
Who owns Forte Wealth Management?
Who runs Forte Wealth Management?
How long has Forte Wealth Management been in business?
Does Forte Wealth Management use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk