Frenkel Topping Associates Limited

Reference number: 759456

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Frenkel Topping Associates Limited (FRN 759456) is an AR of Frenkel Topping Limited (FRN 145186). When you use Frenkel Topping Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Frenkel Topping Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 886 8000

  • Address

    Frenkel House, 15 Carolina Way, Salford, Greater Manchester, M50 2ZY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 886 8000 is, and the 6 other firms that give it
  • Who else gives the postcode M50 2ZY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fletchers Financial Investment Solutions Trading name: A name it trades under now.
  • Fletchers Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Frenkel Topping Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 2016 (10 years old)
Registered office
Frenkel House, 15 Carolina Way, Salford, M50 2ZY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Cullen Fraser Director Dec 1959 8 Sep 2016 35 other companies
Elaine Nicola Cullen-Grant Director Jan 1975 1 Mar 2020 28 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
40
closed down
9
are FCA-registered
6

In the full report: all 40 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 23 companies these 2 directors run together
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

Frenkel Topping Associates’s history from the FCA register and Companies House, newest first.

2026

27 August 2026

  • Fletchers Solicitors Limited stopped being a part-owner

Companies House

2016

30 September 2016

  • Became an appointed representative

FCA register

9 September 2016

  • Fletchers Solicitors Limited became a part-owner (25–50% of shares)
  • Frenkel Topping Limited became a part-owner (25–50% of shares)
  • Inhoco Formations Limited gave up control

Companies House

29 July 2016

  • Incorporated at Companies House
  • Inhoco Formations Limited took control (75–100% of shares)

Companies House

In the full report: all 26 events

  • All 26 events in its history (7 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Frenkel Topping Associates

Other FCA-listed firms that share a director, phone number or address with Frenkel Topping Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its phone number
6

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same phone number (6), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Frenkel Topping Associates

Other firms of the same type (financial adviser), nearest first.

In Salford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frenkel Topping Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 40 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 26 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Frenkel Topping Associates Limited FCA authorised?
Frenkel Topping Associates Limited (FRN 759456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Frenkel Topping Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Frenkel Topping Associates Limited (FRN 759456) is an AR of Frenkel Topping Limited (FRN 145186). When you use Frenkel Topping Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Frenkel Topping Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frenkel Topping Associates’ phone number?
The FCA register lists the phone number 0161 886 8000 for Frenkel Topping Associates. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 6 other FCA firms.
Is Frenkel Topping Associates a scam or clone?
Frenkel Topping Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frenkel Topping Associates?
Protection works through Frenkel Topping Limited, the principal firm responsible for Frenkel Topping Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Frenkel Topping Associates?
Companies House lists one person with significant control of Frenkel Topping Associates: Frenkel Topping Limited (25–50% of shares). Before that, it was controlled by Inhoco Formations Limited and Fletchers Solicitors Limited.
Who runs Frenkel Topping Associates?
Companies House lists 2 directors of Frenkel Topping Associates: Richard Cullen Fraser and Elaine Nicola Cullen-Grant.
How long has Frenkel Topping Associates been in business?
The company was formed on 29 July 2016.
Does Frenkel Topping Associates use any other names?
It trades as Fletchers Financial Investment Solutions. It has previously used the name Fletchers Financial Services.

Sources and links

The full report on Frenkel Topping Associates Limited

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