Fortis Financial Ltd

Reference number: 602702

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fortis Financial Ltd (FRN 602702) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Fortis Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fortis Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 2 things worth a closer look

  • When fortisfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3371 3007 is
  • Whether SW3 1JJ is a shared office: 116 other firms give it
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fortis Trading name
  • San Lorenzo Trust Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06790726
Company status
Active
Company type
Private limited company
Incorporated
14 January 2009 (17 years old)
Registered office
60 Wensleydale Road, Hampton, TW12 2LX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Frederick Ortiz Director Oct 1976 14 Jan 2009 5 other companies
Frederick Ortiz Secretary Not published 14 Jan 2009 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
still active
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 April 2025Micro-entity accountsNot audited

Net assets

£244

−80% from £1,199

Employees (average)

3

−25% from 4

Owed within a year

£9,895

−39% from £16.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06790726. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fortis Financial’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2016

6 April 2016

  • Frederick Ortiz became a part-owner (25–50% of shares)

Companies House

2013

18 June 2013

  • Became an appointed representative

FCA register

2009

14 January 2009

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Fortis Financial

Other firms of the same type (insurance broker), nearest first.

In London

Airbnb UK Services LimitedLondonAppointed representativeKlarna Premium Services LtdLondonAppointed representativeTelus Health (U.K) LtdLondonAppointed representativeTurk Hava Yollari Anonim Ortakligi (Turkish Airlinesinc)LondonAppointed representativeQatar Airways QCSCLondonAppointed representativeEE LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fortis Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 2 flagged
  • 7 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fortis Financial Ltd FCA authorised?
Fortis Financial Ltd (FRN 602702) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fortis Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fortis Financial Ltd (FRN 602702) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Fortis Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fortis Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fortis Financial’s phone number and website?
The FCA register lists the phone number 020 3371 3007 and the website fortisfinancial.co.uk for Fortis Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Fortis Financial a scam or clone?
Fortis Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fortis Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Fortis Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fortis Financial?
Companies House lists one person with significant control of Fortis Financial: Mr Frederick Ortiz (25–50% of shares).
Who runs Fortis Financial?
Companies House lists one director of Fortis Financial: Frederick Ortiz.
How long has Fortis Financial been in business?
The company was formed on 14 January 2009.
What do Fortis Financial’s latest accounts show?
Its latest accounts, to 28 April 2025, show net assets of £244 (−80% from £1,199).
Does Fortis Financial use any other names?
It trades as Fortis. It has previously used the name San Lorenzo Trust.

Sources and links

The full report on Fortis Financial Ltd

£19.99 · Instant PDF download

Loading secure checkout…