Francis Fraser

Reference number: 471560

Instant download

Appointed representative

Francis Fraser does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Francis Fraser (FRN 471560) is an AR of HL Partnership Limited (FRN 303397). When you use Francis Fraser's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Francis Fraser, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01273 503888

  • Address

    24 Southdown Mews, Brighton, East Sussex, BN2 0TG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01273 503888 is
  • Who else gives the postcode BN2 0TG
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fraser Kifford Mortgage Brokers Trading name
  • The Fraser Kifford Partnership Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Francis Fraser’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2023

25 April 2023

  • Changed its registered name from "Fraser Kifford Mortgage Brokers"

FCA register

2007

14 August 2007

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
Instant PDF download

Firms like Francis Fraser

Other firms of the same type (mortgage adviser or broker), nearest first.

In Brighton

Adele TomasinBrightonAppointed representativeColin WarburtonBrightonAppointed representativeEdward ClarkBrightonAppointed representativeGaskells I.M.A. LimitedBrightonAppointed representativeJonathan Lloyd HeathBrightonAppointed representativeLatitude Finance LimitedBrightonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Francis Fraser

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Francis Fraser FCA authorised?
Francis Fraser (FRN 471560) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Francis Fraser?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Francis Fraser (FRN 471560) is an AR of HL Partnership Limited (FRN 303397). When you use Francis Fraser's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Francis Fraser, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Francis Fraser’s phone number?
The FCA register lists the phone number 01273 503888 for Francis Fraser. If you were given different contact details, use these to check with the firm before going any further.
Is Francis Fraser a scam or clone?
Francis Fraser is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Francis Fraser?
Protection works through HL Partnership Limited, the principal firm responsible for Francis Fraser's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Francis Fraser use any other names?
It trades as Fraser Kifford Mortgage Brokers. It has previously used the name The Fraser Kifford Partnership.

Sources and links

The full report on Francis Fraser

£19.99 · Instant PDF download

Loading secure checkout…