Jonathan Lloyd Heath

Reference number: 683225

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Appointed representative

Jonathan Lloyd Heath does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jonathan Lloyd Heath (FRN 683225) is an AR of HL Partnership Limited (FRN 303397). When you use Jonathan Lloyd Heath's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jonathan Lloyd Heath, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07740 553856

  • Address

    71 Wilmington Way, Brighton, East Sussex, BN1 8JG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07740 553856 is
  • Who else gives the postcode BN1 8JG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Spyglass Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Jonathan Lloyd Heath’s history from the FCA register and Companies House, newest first.

2015

9 April 2015

  • Became an appointed representative
  • Began trading as "Spyglass Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Jonathan Lloyd Heath

Other firms of the same type (mortgage adviser or broker), nearest first.

In Brighton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jonathan Lloyd Heath

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Jonathan Lloyd Heath FCA authorised?
Jonathan Lloyd Heath (FRN 683225) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jonathan Lloyd Heath?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jonathan Lloyd Heath (FRN 683225) is an AR of HL Partnership Limited (FRN 303397). When you use Jonathan Lloyd Heath's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jonathan Lloyd Heath, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jonathan Lloyd Heath’s phone number?
The FCA register lists the phone number 07740 553856 for Jonathan Lloyd Heath. If you were given different contact details, use these to check with the firm before going any further.
Is Jonathan Lloyd Heath a scam or clone?
Jonathan Lloyd Heath is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jonathan Lloyd Heath?
Protection works through HL Partnership Limited, the principal firm responsible for Jonathan Lloyd Heath's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Jonathan Lloyd Heath use any other names?
It trades as Spyglass Mortgages.

Sources and links

The full report on Jonathan Lloyd Heath

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